The Ramsey Show

Just last week blew through Total Money Makeover in just like two days and it really spoke to me.

I had picked up the book, the total money makeover. I read it and we had talked about it. She listened to the audio book.

Hang on the line. We'll send you a copy of Total Money Makeover and help you on your journey. Best of luck to you, brother.

We went through financial peace we followed the baby steps.

And I remember she had read it and she really loved it. And I was like I don't know Amanda read this book. So I knowing I was broke went to the library got the book off the shelf and read it in a day and came to Mike and I was like oh man we really we could have considered doing this.

The book The Total Money Makeover is now 20 years old. It's old! But you know what? The interesting thing is the law of gravity worked 20 years ago and the law of gravity works today. Common sense is still common sense and it is still marketable. But we went through, updated all the statistics and tuned up the stories and got some things in there for you. Plus we put in a little code in there so you can get an every dollar premium for free for three months. So go pick up the brand new version of The Total Money Makeover. I think this is the first or the fourth time we've done a makeover on The Total Money Makeover. So it's apropos, right?

So you go check it out at RamseySolutions.com slash store or anywhere great books are sold. The Total Money Makeover 20th year anniversary edition.

The Total Money Makeover 20-year you know anniversary edition financial piece yes you go through that question I'll answer your question yeah what we're bank but when I went through bankruptcy honey it wasn't a fun and I decided what caused it it was borrowing money that caused it I had a lot of reasons for borrowing money but then the day very few people file bankruptcy that are debt-free this is the Ramsey show hey

Well the book that taught everybody the baby steps is called the Total Money Makeover.

So for less than a movie ticket or a few drinks at Starbucks you can invest in changing your life. Go to RamseySolutions.com get the new anniversary edition of the Total Money Makeover it includes three months of the premium version of every dollar.

So when we first started dating, this was about March of 2020, we were sitting-

And he had these floating shelves and he had your Total Money Makeover book on the shelf.

And we're just sitting there just hanging out and all of a sudden, the book falls off the shelf. Like true story.

So really cool. The spirit of George pushed the book off the shelf. Read this.

Well, we did. We read the entire book in one day.

We watched them. We started budgeting but we didn't change any of our behavior.

He thought it was like a cool movie.

Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!

I believe the success of this book is all about the hero stories.

People who felt overwhelmed and stuck until they found the least complicated money book they ever read and learned how to work the plan and actually build wealth.

Go to RamseySolutions.com to get the Total Money Makeover 20th Anniversary Edition and become one of the new Total Money Makeover heroes.

Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!

Join Dave, me, Jade and all the Ramsey personalities for seven days in a boat.

Seven days at sea March 22nd through the 29th, 2025.

It's going to be straight chaos for those of you who are baby step four and above the ultimate debt-free celebration.

If you want to hear the craziest stories you've ever heard, let's chop it up at dinnertime and I'll tell you, but you have to go on the cruise in order to hear it.

Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!

Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!

The Total Money Makeover 20th Anniversary Edition is now here.

I believe the success of this book is all about the hero stories. People who felt overwhelmed and stuck until they found the least complicated money book they ever read and learned how to work the plan and actually build wealth.

Go to ramseysolutions.com slash store to get the Total Money Makeover 20th Anniversary Edition and become one of the new Total Money Makeover heroes.

The Total Money Makeover, it's helped over 10 million people pay off debt and build wealth. I'm one of those people, George, you're one of those people.

The simplest, most effective, most straightforward proven plan to change your finances.

You can solve your hardest problem with the least complicated money book you've ever read.

It's not complex. Anybody can read this and go, oh, I get it.

It is for regular everyday people. You will understand it. There's not a bunch of lingo or jargon inside of it.

The Total Money Makeover has updated and expanded the statistics because those change over time. Advice on mortgages, car loans, investing for retirement, paying for college, buy now pay later.

So it's updated in today's terms with today's stats and everything like that.

If you like audio books, Dave himself, the big eagle himself has rerecorded the Total Money Makeover audio book.

So it's fresh, love it.

Plus every book includes three months of every dollar premium for free. If you don't know what every dollar is, you've been under a rock.

It's the best budgeting app that's out there.

So you get three months free with that. So go to ramsysolutions.com slash store to get the Total Money Makeover 20th anniversary edition.

So you can become one of the millions who've said goodbye to debt and who've built wealth. 20 years worth of success stories, George.

So that's 3,800, you would attack, you would knock out a few credit cards just like that, which frees up a payment. Do you see how the snowball starts rolling?

So if you're following the baby steps, which we're going to send you with Financial Peace University to walk you through this, baby step one is 1,000 bucks. Anything beyond that needs to go toward your consumer debt.

I mean, I've read your book when I was 10 years old 11 years ago, you know.

Total money makeover?

Total money makeover, yeah.

I was calling because I have started reading the Total Money Makeover and I'm wanting to get started on my baby steps, but I'm having a hard time with my budget getting started.

Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!

I had heard of Dave, you know, prior to that and, and you know, some of it sounded pretty cool, but I thought I was smarter. So, you know, mortgage guy. So, you know, but you know, we just, we'd had our, you know, I had it moment and we also had a situation.

I read the book and listened to the podcast quite a bit and we chatted about it, you know, probably four or five years earlier than that. And we kind of did, I don't know what you'd call it Dave-ish, but we did Dave a little bit.

I believe the success of this book is all about the hero stories. People who felt overwhelmed and stuck until they found the least complicated money book they ever read and learned how to work the plan and actually build wealth.

Go to Ramsey solutions.com slash store to get the total money makeover 20th anniversary edition and become one of the new total money makeover heroes.

But he said, well, Dave doesn't say that it's a bad thing to have a mortgage.

And I said, it's not a bad thing to have a mortgage, but if we did some remodeling to this house here that is debt-free, which would cost about $80,000, we would be debt-free.

And we are now celebrating the 20th anniversary of the Total Money Makeover.

And so the Total Money Makeover's had yet another makeover.

So there we go. And of course, number one bestselling, gosh, over a thousand weeks it's been on the bestseller list now.

Pretty crazy. 10 million of these puppies sold.

Not a bad graduation gift there.

And of course, we've just launched the 20th anniversary version of the Total Money Makeover over 10 million of these sold now.

And the 20th anniversary edition just came out of the total money makeover over 10 million copies sold.

That means over 10 million people have gotten a total money makeover.

Been a graduate gift for a long, long time.

So the book, that was the whole thing.

Total Money Makeover book and this listen to the radio.

We just started doing the envelopes and paying everything with cash.

she wants to just start paying it off and i don't understand that because like i save the money you know like i mean we have a pretty small budget compared to our income and i saved pretty well and what we save is earning pretty good interest right now and she's wanting to pull like money out of saving but earning money to pay this car off early and i can't understand that and then she wants to start paying the house off and the house is financed at two and a quarter so crazy woman who's she been listening to this is madness

i would gift you guys financial peace university and i want you to watch it together i think your wife will be so excited jeremiah you'll have a great weekend let me just tell you if you just say babe instead of netflix let's watch let's watch these lessons uh she'll love it but really these are nine lessons and again you could just get through three of them this weekend if you want but we really do map out and it's not just an argument for argument's sake of like oh get on our side and be debt free but there's reason for it jeremiah not just from an emotional standpoint like we talked about but there is a financial benefit that instead of supporting ford motor company you're supporting yourself you're putting money back you're using your income which is your largest wealth building tool for you and your family versus paying for for everybody else and so um we've just found this weird way of thinking it frees a lot of people in so many ways

So gang in 2003 we launched a book called The Total Money Makeover late 2003 So it's 20 years old We're celebrating with the 20 year anniversary the 20th anniversary edition of The Total Money Makeover The humorous thing is The Total Money Makeover has had several makeovers This is the I think fifth revised edition over the years And it's now over 10 million copies have been sold and or given away out there that are helping people It's the simplest most straightforward and proven plan to change your finances It's been working since Taylor Swift started her career What She was brand new in 2003 She was a teenager I'm so proud of you How did you know this The iPhone was not going to be out for two years Oh you Googled the year and found all the important things Of course I did And T-Swift was there Okay I was like how did you know The iPhone was not going to be here for two more years when this came out So just think of all the other things Some of you weren't born yet when this thing came out It's 20 years old I mean oh my gosh So there you go Or at a minimum you were running around in your little pampers So there you go Name Taylor Swift's first song Dave I can't Was that a song No that wasn't it Tim McGraw That's fine Tim McGraw was the name of the song Mm-hmm Oh that's great Okay And now we understand how she's successful Okay RamseySolutions.com slash store Get the total money makeover 20th anniversary edition All kinds of goodies there And you get the EveryDollar premium for free in there So scan the QR code and get signed up for EveryDollar when you're looking at the brand new version of the old book This is the Ramsey Show

Hey folks the Total Money Makeover 20th Anniversary Edition is now here I believe the success of this book is all about the hero stories people who felt overwhelmed and stuck and they were overwhelmed and stuck until they found the least complicated money book they ever read and learned how to work the plan and actually build wealth go to ramsey solutions dot com slash store to get the Total Money Makeover 20th Anniversary Edition and become one of the new Total Money Makeover heroes

Beat debt and build wealth with the new The Total Money Makeover Updated and Expanded 20th Anniversary Edition!

The Total Money Makeover, is 20 years old this year.

And this book came out and wow.

And so we're celebrating.

The interesting thing is the Total Money Makeover has had several makeovers through the 20 years.

So I started binging the show and listening to other people's debt-free screams.

Now he can afford to say, now I could afford the book. So I love it.

I bought the total money makeover. I read it.

I think we really need to do this for, for my sanity at least. But I think for our future as well.

And then I read the book and I said, I guess we can try it. Let's let's, let's go. And yeah.

Of course, the Total Money Makeover, Dave's bestselling book, it's helped more than 10 million people get out of debt and build wealth.

The Total Money Makeover is celebrating its 20th year.

We're going to be announcing that formally soon, and we're just under 10 million of these have been sold.

And of course it's on sale for you graduates at ramseysolutions.com.

Be sure and check it out.

We pulled the old book off the shelf because the book went through eight different moves with us. And never read it.

Which one? Total Money Makeover?

Total Money Makeover, America's coaster on your coffee table.

How about this? The Total Money Makeover, Dave's all time bestselling book. It's helped more than 10 million people get out of debt and build wealth.

And it was about that time um it was a god thing and it it pointed me in the direction of total money makeover uh was it was the book i found uh with a guy from tennessee that i'd never heard of read the book um cover to cover and uh right about that time i started talking non-stop to julie about you and your book and your principles and then right at that time um our church was offering a class and so we took it and we we got into it but it and we knew we wanted our kids not to make the same mistakes we had so while we were starting to pay off that it wasn't with the gazelle intensity that you talk about but then they asked us to teach the generation change course so we taught that twice and um all our kids took it and and rachel is married to john and they paid off their their debt with you a few months ago um but then it wasn't until we took we did that and then we started teaching the adult class we've taught it five times financial pension versus yeah okay and that's what really made us get gazelle intensity you don't have a choice if you're teaching it you gotta go do it we need to be the example and that's what's done it that guy that got it going hard absolutely that was the accountability thing it was like you're teaching the class and you're making good friends in your church and you're leading by example it's no longer just uh you know we're gonna try a little bit to this we're we're going full go and and this is a testament to those people that have been in the class that if you stay with it you stay with the program you do all aspects of it 100% you're gonna get there yeah

And so we talked about that with our our fellow church members that we needed to set up our budget that way where we're giving was the first thing we did you know the tithe to the church um and then we felt like with that then you just you just think started a snowball after that I mean just like with the debt snowball where we could go and say every month we're going to sit down do our budget you know come up with our plan and it's just it's it's being on the same page it's it's working together it's having that intensity that you know like you've said in your books in your videos you know you you need to sacrifice now and and you're going to benefit in in the long run and we feel like that's where we've benefited now with you know we have our oldest daughter is married and she's married to to john who works here at ramsey and they did their debt free screen back in october and our middle daughter she's engaged now and when when her her boyfriend came to me and asked for permission to ask her to be married I said sure you need to be the second person that takes fpu um as well so he was the second one that did that and I feel like that's where we now have given that um that same kind of passion toward our kids and and how they're going to live their own lives with money very cool

I purchased the total money makeover book and I want to say thank you very much for that it has totally transformed my life and how I handle money.

I'm going to go buy the total money makeover and breaking free from broke and go, hey, I'm reading this book. It'd be really fun if you guys are open to it. I'd love to read it with you guys and we talk about it.

Ever since I've very first rode a book called Financial Peace, people have been picking it up and going, why don't they teach this stuff in the high schools?

And so he was all about it, but I was A little bit hesitant to get on the budget thing. I was kind of like really want me to do a budget. But it has actually been freeing because it's allowed us to Communicate better, you know, the spending is easier when he knows what we're gonna spend it on yeah.

And then two years after getting married Our in-laws gave us a book for Christmas the total money makeover.

We had your books sitting on our shelf for three months, the total money for a long time, the total money makeover.

And we started to read it probably three or four years prior because we wanted to change things but we didn't think we had a big enough problem when we dove into it.

Well God put it on our hearts at the beginning of last year that we could we could change it.

The book was staring us in the face so picked it up and read it within a couple of days, started really listening to the podcast and watching you on YouTube.

I'm gonna give you a copy of the book the total money makeover.

If you've taken Financial Peace University you know how life-changing it is and there's no better way to share that hope than by leading an FPU class at your church because right now someone you know in your church is struggling bad.

I had this little ten dollar book I was starting to sell to a financial piece out of the trunk of my car and I was doing some one-on-one coaching and um I was thinking about starting a class that later became known as Financial Peace University

I'm gonna send you a book called the total money makeover that's gonna walk you step by step through how to apply biblical financial principles to your situation.

And a lot of you are probably familiar with the book, Total Money Makeover.

It's kind of what started all of this.

It's a process to get your life and your money together.

It works through the series of baby steps.

It's what we teach on every single day and in day out here at Ramsey Solutions.

If you're new to it check out total money makeover get to Ramsey Solutions dot com click get started right there you're gonna get to see where you are in the process.

I just got a hold of the total money makeover about two weeks ago and I finished it.

Although making money in my head. I'm not after reading your book. I'm really changed my my process good you're right on track man. Yeah, cuz you need you need sixty five thousand dollars and you make a hundred and ten yeah.

I wrote it when you were born. That's amazing.

It's been read in a couple of times. We've reupped it We're reupping it for the 20th anniversary. It's coming out again in April.

You know, I'm gonna pay both the truck and the student loan off by the first of June ready set go.

The Total Money Makeover is a Bible in our household.

I felt the best advice to give them, even though I've given them Dave's book, even though I try to get them to listen to the show, that based on their situations, bankruptcy I think is the best option.

I think that two hundred of intent of debt is something, an amount of debt that can be paid off, especially when you are able to make an income.

You gave him the total money makeover.

The guy that turned down the book financial piece one of my best friends yeah soul 3.2 million copies now he's still in publishing and I'm still an author but that deal never happened.

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We've got the baby stuff smell you in here's book for you total money makeover book and the financial piece membership that's the living give box for you as our gift thank you for saying thanks for coming down we're so proud of y'all way to go thank you.

It's game on! Get your ticket for Total Money Makeover Weekend.

We've got some great shows on the Ramsey network when you're done with this one. So check them out at our website RamseySolutions.com.

We've got the Rachel Cruz show Ken Coleman show Doctor John Deloney show.

I've got a smart money happy hour with Rachel Cruz.

We're coming up with some really fun different talks Jade than we've ever done before.

It's going to be interactive lots of Q and A's we are coming up with some really fun different talks Jade than we've ever done before.

We've got a great tool for you. Ramsey Smart Tax. You can find that at Ramsey Solutions dot com slash tax. That's no nonsense tax software. We're not going to try to sell your data and sell you debt like the other guys. It's low upfront pricing. We're not going to nickel and dime you. And if you want to work with a pro, you can connect with a tax pro who's Ramsey trusted again at Ramsey Solutions dot com slash tax.

And with the first 500 tickets sold, you're going to get a copy of the Total Money Makeover signed by Dave himself. So don't wait.

It's called Total Money Makeover Weekend.

And this is brand new content. Of course, we're going to play the hits. You're going to hear about budgeting and beating debt and investing, but we're changing things up. This is going to be a very different event, very interactive live Q&As. So no matter what baby step you're on, this will light a fire under your butt to keep going, to keep making progress.

Christians gonna pick up and give you EveryDollar. That's a budgeting app so you can see what to do with this $5,000 that you're making every month. Thing one, like Rachel said, get the car back and thing two is get current. Yeah, on all of your bills, cellphone, water, all of your utilities get current. Yep. And Christian throw in a Total Money Makeover book as well to get you on this plan because we're cheering for you, Tord. You've done the hard work. You can do this.

And so again, we are really excited. We're gonna, you know, have some, some talks. We want to be able to dialogue with you guys in the audience and John and I, John Deloney and I did this with our money in marriage event, which we loved, as we did so much Q&A. Because hearing from people just like this show, where it's caller-driven, hearing from people in their stories and their situations is so helpful for other people to learn. And so, we're gonna do a lot of that. We want to, we want to hang out with you guys and and hear what's going on in your life. So again, lots of Q&A is there. So with the first 500 tickets sold, you're gonna get a copy of the Total Money Makeover signed by Dave. Nice. And those are going fast. And you can get your early bird tickets for just $99 for a limited time. So go to Ramsey solutions.com slash events for that. So again you guys, it's the Total Money Makeover Live weekend here in Nashville, Tennessee at the Ramsey Solutions headquarters. And that's May 10th and 11th. May 10th that night George and I, George Campbell and I are gonna be doing the Smart Money Happy Hour podcast, a live recording, and then the next day Jade Warshaw and John Deloney and Ken Coleman and myself and Dave Ramsey, we're all gonna be there hanging out with you guys. So make sure to get your tickets again at Ramsey solutions.com slash events.

The first 500 tickets sold, you'll get a copy of 'Total Money Makeover' signed by Dave.

We got this brand new event called Total Money Makeover Weekend obviously based on the wildly popular book by Dave Ramsey, The Total Money Makeover

Hang on the line. We're going to get you set up with Financial Peace University because I have a feeling that you're doing a lot of the right things, but they may be out of order and there may be a way that we can really optimize this for you.

We're going to send you Financial Peace University as a wedding gift from John and I, and you don't even have to send us cake in the mail or anything.

Let me send you a copy of the Total Money Makeover book. It's the one that's the baby steps on steroids. It'll show you every little nuanced question about walking those steps and why they work.

About a decade ago my brother gave me this year Ramsey book.

It took me a few years, I'm a little bit hard-headed sometimes so it took me a few years and I opened it back up, got along, uh, got my budget sorted out a little bit better.

it's going to be May 10th and 11th and we're calling it the total money makeover weekend which is cool it takes place on anniversary of the total money makeover book that we all know and love

I'm gonna gift you both of those things my book as well as fpu

And it's called Total Money Makeover Week.

And obviously named after the goat of all money books, Total Money Makeover.

we're going to send you guys financial peace university because i think it's some of the best whether it's pre-marital during the wedding after the wedding it's such a great way to get common vision goals language around this we talk when it comes to your money goals

Dave Ramsey has got a brand new quick read out called The...real estate the Ramsey way this is fresh off the press like I haven't even seen this and look at Dave million dollar smile he's so happy to talk about real estate.

He's a very very accessible and this is taking Dave's decades of experience with real estate putting it all in one short read to help you with buying selling and investing. It's only 70 pages home ownership is still possible.

I was sitting on the couch just tired and the Holy Spirit tapped on my shoulder and said um you have a book that can change this

and one of them told me to get total money makeover

I got it in my early 20s but I didn't needed at the time but it said in my library all that time

so I went to the where our books were and I looked and I found the book and I read it in a day

and then baby steps million days latest book and that's where you guys are headed probably pretty quickly with the income you guys have so those are our gift to you

I've been following the baby steps pretty religiously as a book.

And of course, the total money makeover book as well

The total money makeover weekend.

Total money makeover book

What was that book? Total money makeover, okay.

Total Money Makeover Weekend, May 10th and 11th, named after the best-selling book that's ever come out of Ramsey Solutions, Dave's unbelievable classic Total Money Makeover.

and with the first 500 tickets sold you're going to get a copy of the total money makeover for its 20th anniversary edition and we're gonna sign that and i'm gonna sign that and send it to you don't wait these are gonna go fast early bird tickets start today at ninety nine dollars but for a very limited time we're gonna raise these ticket prices very rapidly this is gonna be a sold out weekend at the Ramsey event center with all the Ramsey personalities dr. John lonely retro crews George camel kin Coleman jade wash on me we're all gonna be speaking it's gonna be a great weekend you're gonna leave jacked up excited and even tired from so much coming at you in one weekend again early bird tickets starting today may eleven and ten ten eleven here in Nashville on the Ramsey campus uh... early bird tickets only nine dollars you can get them at ramsey solutions dot com the total money makeover weekend we named it in celebration of the twenty-th anniversary edition of the book total money makeover coming out got a new addition of the book coming out uh... not a big deal there's a little bit changes recall a few things up but uh... you know time to time to spruce her up ever so often and so we're gonna dress her up a little bit put her back out and then we're going to do this big event total money makeover weekend here in Nashville it's gonna be great i mean the line up on this and the mhm all the different subject matter is going to be covered from the content yeah completely new good stuff new content around old ideas that's right there we go which is what we've always done

And we put together a process called the baby steps and it became a 10 million copy book called the total money makeover teaching people how to do the baby steps.

I've been reading your book, The Money Makeover and I absolutely de-test that now. And I don't want to have any part of it anymore for the rest of my life.

I got the total money makeover, read the book...

I'm gonna send you a copy of the book The Total Money Makeover to get you started

The $12 sales happening where you can get best selling books like the Total Money Makeover,

And uh, you got on the program and then got her along with me. Wow. That's the best way are they now story ever.

Sent me a copy of your total money makeover.

Papa Dave's read the total money makeover to those kids stories are big deal man epic saying epic because I just make up stuff.

best selling books like the total money makeover

I'm sure you're investing 15% of your income.

Money's on a math problem is that you know so often we just try to fix the math.

money's a math problem, Jade's quick read, it's at RamseySolutions.com

Money's not a math problem, Jade's quick read, it's at RamseySolutions.com

I mean you can get best selling books like the total money makeover.

the books the total money makeover baby steps millionaires own your past and change your future love your life not theirs own yourself on your money

best selling books like the total money makeover

I took a look at the mortgage and I figured out a way that I can pay it off in seven years

I ordered the book total money makeover

shop our best selling books the total money makeover baby steps millionaires and own your past change your future for just twelve dollars

How is this different than the Total Money Makeover? Well the Total Money Makeover has been around for decades. And I follow the principles in the book and I lay out the baby steps real quick. But this is not the baby steps rehash.

It's like the total money makeover meets complete guide to money meets define print meets borrowed future along with my youtube humor and snark

We're gonna send you a copy of the book the total money makeover which is my best-selling book ever it's about 10 million copies out there

I'm trying to figure out how I can get my husband on the same page with his out of control spending so that we can have an emergency fund to fall on and pay off some of our debts that we have.

How do I get on track with the Baby Steps?

the Total Money Makeover book to give away and get someone started

And then he brought the book home and I didn't read it. But then like, I, you know, I didn't want to see him so frustrated and like stressed out. And I was feeling it too. And so I was just like, well, you know, tell me more about it. And let's do this. I'm on board.

I read the book "Total Money Makeover", and I remember buying it at a half-price bookstore and I was like 20 dollars I bought this book and by the time I finished the last page and I closed it I was like that's a million dollar book and it's going to change my life.

we've got the live and give box for you it's got the baby steps millionaires booking it that's your next stop the total money make overbook to give to somebody who's inspired by your story

I started reading the total money makeover and was it was kind of firing me up and then we celebrated her birthday on December 14th and everybody much came home and was like let's pay off the car and after that it was like what else can we pay off what can we switch around in our budget to make it work for us and I think that's kind of where it all started for us yeah so you got the financial gastrate I think I'm just impatient very impatient good I like it got it we're gonna actually do this stuff you're reading about yeah good very cool I got a no Dave what's the new the newlywed groom did you figure out I should probably make her happy with this or did you push back a little bit or you all in what was going on when she came home with this idea

we took it from total money makeover try to get fun creative so we created a whiteboard it had the total amount and how much we had paid and then every time we paid something off we would play the song jump around from house of pain yes yeah and one of Dave's favorite songs yeah we would just like blast it through the house and like just just dance like just yeah that's great got to knock out another one I love a dance party

we've got the live and give box for you it's got the baby steps millionaires booking it for sure you'll be in one of those and the total money makeover book to give away to one of your friends that this is how I did this I just did this right here and the financial peace university membership as well enjoy them give them whatever you need to do that's what they're there they're our gift to you guys to say congratulations and thanks for coming to Nashville to do your debt free scream

I read the tournament makeover and I got a very impulsive and my basic limp the hour savings to wipe out our cars my student loans and huge chunks to the mortgage

I did all this without telling my wife

And of course, the Total Money Makeover book as well, you'll be able to give that to one of the folks that needs some help that you'll run into

And next stop and total money makeover book maybe to give to one of your class members in a financial piece university membership.

we've got the live and give box for you that includes the total money makeover book

and the total money makeover book to give away to someone

Every time I get a big check from the publisher for total money makeover, I get big old checks on that because that thing still sells like crazy.

and the total money makeoveruh for you to give away and maybe get somebody started

We've got the live and give box for you it's the baby steps millionaires book the total money makeover book and the financial piece university membership.

And I bought the total money makeover and I was like oh my gosh This is such a light to my eyes and I feel so much less stress

and total money makeover book to give to somebody and get them started and even financial peace university membership all of that just to say thanks for coming up here and you can live some of it you can give some of it so it's perfect that's great very cool very cool who did you bring along to chair you on here my friend jocelyn she too is on the day Ramsey journey baby steps right now she wants to see what the good life is like all right here we go all right find out what it's like to be truly weird well done Isaiah you've joined the club my man I'm proud of you all right Isaiah from Tampa Florida 176 thousand dollars paid off in six years making 41 to 95 thousand count it down let's hear a debt free scream three two one a debt free yeah that is how it's done yes yes yes yes yes yes man his enthusiasm was contagious infectious you know the first time I took a call or somebody on the debt free stage that had paid off their home I was a gas and then the first time I had somebody that was like 40 years old pay off their home I was a gas and now it seems like every week we've got a 30 something in here with their homes paid off I know and are almost millionaires already it's like happening earlier and earlier and earlier the Schumger generations catching on faster than the boomers did that's true yes they are I'm yes a gas is the word yeah it just I mean it's wow wonderful not a payment in the world and he's not even 35 years old yeah and light is a feather light is a feather I mean just you know not touching the ground when he walks I mean that's this is how it works you know it's because you don't have to carry all those chains around mm-hmm and you know it changes how you work it changes where you work it changes the quality of your relationships your ability to set boundaries in toxic areas of your life when you have no money problems is pretty powerful yeah and he didn't have that in his story that we know of anyway but just to let you know if you don't have any payments and the ball start yelling you can just start walking off yeah I'm leaving where are you going I don't have any payments I'm not putting up with this crap next I mean it changes everything boys and girls changes how you walk and uh because you're not you don't walk like a slave anymore you walk like a free person it changes it's worth it it's hard but it changes everything this is the Ramsey show

i've throw some numbers at you so basically i didn't have an emergency phone so i just made an emergency phone so i got about five months worth of emergency now i got a hundred and fifty thousand in savings my current rent is about just short of three thousand dollars a month to purchase something that would be equivalent to what i rent and to be honest not even quite as good as what i rent i would be looking up something around the seven hundred and fifty thousand dollar mark um i was looking at purchasing things before i found Ramsey and i was looking at 25 year mortgages because that's just what people do apparently and then when i saw your 15 year kind of recommendation you know put a few calculations in it ended up like the mortgage would be like forty or hundred dollars a month or something like that so then it ended up being well over my kind of twenty five cents type thing

hang on the line Austin is going to hook you up with all the goods we have got you Alex but you got to commit to starting to be intentional we've got a plan we're going to hook you up

we can get him into FU total money makeover

we're going to hook you up hang on Austin's got you this is the Ramsey show

I want you to hop on with Ramsey with one of our providers Cause we've got several smart master players in your area

And that's the key Interview these folks I'm not just talking to our caller Anybody who's out there These people are working for you We can't tip toe around them Like, you know, scared to ask questions And scared to put them on the spot You're giving them a percentage You're paying them In essence, you are their employee Because you're providing work for them And you're paying them for their service And so, interview them And don't be afraid to be like hard pass

I just read Total Money Makeover last month and complete paradigm shift.

And dude, you really ought to be have your first million dollar net worth within about probably five to six years from right now if you'll follow the stuff that we teach because you had a really good start.

So I'm going to send you a copy of the book, The Total Money Makeover, 12 million people have read it and or more.

and total money makeover book to give to one of your friends that's fighting their way through this financial peace university

Here's a total money makeover and say, just read it and let's have a conversation.

Which book did you read?

I had total money makeover.

You need both of you get the book out, because number one, he turned the money over to me.

So you need to get the book back out and start working back through the death snowball.

total money make over book you will be able to give that to somebody like that lady showed you those envelopes at times

In 2013, as a Christmas present, my Aunt Lisa, shout out to Aunt Lisa, gifted all of her younger nieces and nephews the Total Money Makeover audio book.

We'll also send you a copy of Total Money Makeover and help you with the money part of this.

So if you go ahead, I know she like, she's the one and like, I really want my future to be with her. And I just want our, our future together to be as stress-free as possible, you know? ... What if you guys did something together to sort of get on the same page, like reading the Total Money Makeover or going through Financial Peace University and going, hey, as part of our sort of premarital counseling, I'd love for us to go through this money course or read this book together so that we're kind of speaking the same language.

I would just send you a Financial Peace University is our premarital counseling gift. It's one of the best courses to get on the same page and to light a fire under you guys to start dreaming about what life is going to be like as a couple as you build wealth.

And there's an insurance lesson in Financial Peace University. That's right. Juicy stuff. Dave really crushes it on the insurance lesson.

That's the hardest part is just realizing we don't want to live like this anymore and we don't need to. Most people would just assume, well, you got to have a car payment. What are you going to do? You can't save up and pay cash for a car. That's crazy. So you guys are doing it the right way. We're happy that the Total Money Makeover helped you guys out.

George Campbell's new book Breaking Free From Broke exposes the most common money lies and excuses head-on like credit card schemes investing traps and mortgage mythology it's all the stuff you wish you had been taught somewhere in school but weren't and he shares a story how he went from a negative net worth to a millionaire in less than 10 years and it's a number one bestseller

It's been fun I love I'm getting DMS now as people have been reading it and they got the every dollar budget going and they're saying I cut up my cards thank you for exposing the system especially young people and that now they're saying I'm gifting it to the young people in my life to help them avoid the mistakes that I made so this is preventive medicine now because Dave you've been doing the emergency surgery for about 30 years plus now and I'm trying to help the next generation avoid all of the broke mistakes

there's two things in this book that are exceptional number one the level of snark is fabulous that's in there the George quality brand snark is all through here and the other thing is the depth of research and the detail you go into on why these things suck I mean it's not just you ranting it's we have I think a hundred and forty sources in the book and they're all in there because I wanted people to know this is not my opinion anymore this is all data-backed

Breaking Free From Broke the ultimate guide to more money and less stress ramsay solutions comm slash store place to go there you go

George Campbell, Ramsey personality, is my co-host today. He is a big star on YouTube on The George Campbell Show and also, of course, co-host of the Smart Money Happy Hour and author of the brand new book that comes out next week called Breaking Free From Broke, The Ultimate Guide to More Money and Less Stress.

Do you want to have more money and less stress? Grab Breaking Free From Broke by George Campbell.

I'm going to send you a copy of my book Breaking Free From Broke Nate. I walk through exactly what you just laid out. You fell for the trap you fell for the lies. What now? And that book's going to help you do just that.

I'm gonna send you a copy of my book 'Breaking Free From Broke.' I wrote it for that exact reason to show people it's still possible and most people, they overestimate what they can do in a year they underestimate what they can do in a decade.

I'm going to send you a copy of my book, Breaking Free From Broke, because in there I lay out the entire process for how to buy a house without a credit score.

Hang on the line and Kelly's going to pick up. We'll send you a copy of that book.

Hang on a line, Hannah. I'm going to send you a copy of my book, Breaking Free From Broke as well as Financial Peace University.

Hang on the line, James. I'm going to send you a copy of my book, Breaking Free From Broke. I want you to read the credit scores chapter because I think it will make you have an even worse taste in your mouth towards the system and help you overcome it.

Hang on the line. I'm going to send you my book Breaking Free From Broke and we're going to navigate some of this.

That's what I cover this in my book, Breaking Free From Broke in the Investment Traps chapter.

And so that's what I cover this in my book, Breaking Free From Broke in the Investment Traps chapter.

Would he read my book if I sent it to you?

I can't send you that book but I wrote it with the younger generation in mind to help them avoid some of these traps that we're seeing on social media that make it look so easy.

I'm out there on YouTube, I'm trying to do the dang thing, trying to help people build wealth but nobody likes my advice when I'm like, hey, if you invest consistently for 30 years you'll become a multimillionaire.

I talk about the three stooges of wealth building in the book. It's fear, greed, and pride.

Hang on the line, we'll send you a copy of my book, Breaking Free From Broke. It'll walk you through this. It'll make you never want to touch debt again at Financial Peace University.

It'll walk you through this. It'll make you never want to touch debt again at Financial Peace University.

You know, you could get George Campbell's Breaking Free From Broke.

This is the millennial and Gen Z snarky well-researched version of what we teach and it's really, really good.

And it's selling like crazy, especially among the age group of newly graduated folk.

Breaking Free From Broke, the ultimate guide to more money, less stress.

And George is the king of snark.

The ultimate millennial and Gen Z guide to all things Ramsey is George Campbell's Breaking Free From Broke, full of snark and full of great research.

This thing is an amazing book, also a bestseller, number one bestseller, and a great millennial gift, a great Gen Z gift because written by one for one and all that kind of stuff.

I didn't know George's words were that...

I know I'm invested in some and Rachel, you are too, for sure.

To your point, index funds are not bad. They're passively managed and the whole point is they follow whatever index it is.

If you're investing and you're not investing in single stocks in many ways, I'm just happy that you're doing the muscle of investing.

I think we're in the era of TikTok and Instagram do-it-yourself.

I'm going to send you a copy of my book, Breaking Free From Broke. I want you to read the investing traps chapter with your husband because I cover permanent life in detail, explaining with the numbers and covering the different types. And I think it will give you some peace that you guys are doing the right thing.

I talk about in my book, the feeling of being at the register and you go to slide your card and you think it's gonna be declined. You don't know is it gonna be declined? Is it gonna go through? All of those things that make your heart beat fast and make your armpits sweat, that all still lives inside of you.

And yours truly, my book Breaking Free From Broke, a number one bestseller, exposes all the money myths and traps that those grads are about to experience. It'll help them avoid that and build wealth in spite of all of it.

George Campbell's book is probably better for a graduate because it's more relatable because George has got the millennial snark down to a freaking science.

And so you will love this.

I loved it because I love the millennial snark.

So Breaking Free From Broke, The Ultimate Guide to Mo' Money and Less Stress.

Check it out.

It was number one bestseller.

It's on sale right now for graduates.

And my number one bestseller, Breaking Free From Broke, exposing the money myths and traps out there. It's sort of like financial peace for the next generation.

It's riddled with jokes and humor. I put the cookies on the bottom shelf.

So hang on the line. I'm going to send you a copy of my book, Breaking Free From Broke.

I'll send you a copy of my book Breaking Free From Broke

Breaking Free From Broke

It's fun, witty and very Gen Z millennial, very George.

We'll throw in George's book too, "Breaking Free From Broke", because he does talk about a lot of the money traps that we can fall in and I think it'd be really helpful for you Eric too.

It's this generation's total money makeover.

I'll send you the book "Breaking Free" from broke. I want you to read all of this and send me a DM and congratulate me if it helps and if we can help in another way. So, yeah, I'll send you the book. Good luck.

Number one bestselling author of the book Breaking Free From Broke Ramsey Personality

I'm going to send you a copy of the book entree leadership which was a number one bestseller on how I grew this business from a card table in my living room to what it is today which is a 300 million dollar business with 1100 team members

Number one bestselling author of the book Breaking Free From Broke and the hottest YouTube show out there George Camel with a K Ramsey personality he's my co-host today

He's the author of the book Breaking Free From Broke number one bestseller he's also the host of this george camel show which is a very popular youtube show on the ramsey networks and of course is the co-host of the smart money happy hour as well

George Kamel Ramsey personality number one best-selling author of Breaking Free From Broke is my co-host today.

George camel Ramsey personality is my co-host today he is the author of the best selling book Breaking Free From Broke it has been a huge seller the ultimate guide to more money and less stress.

George Campbell Ramsey personality is my co-host open phones at triple eight eight two five five two two five Elizabeth is in Charleston South Carolina.

You want to break free from broke well you would get the book Breaking Free From Broke them by my co host today George camel Ramsey personality number one best selling author very cool

George Campbell Ramsey personality is my co-host today I'm Dave Ramsey your host thanks for joining us James is with us in Chicago hi James welcome to the Ramsey show

George Campbell Ramsey personality is my co-host today thank you for joining us every dollar is our world class budgeting app that helps you manage money the Ramsey way it simply works wherever you are

George Campbell Ramsey personality is my co-host today thank you for joining us we're so glad you're here hey thank you guys we're seeing our numbers on Spotify and our numbers on Apple podcast our numbers on YouTube are all through the roof we're one of the top rated shows in all of those venues and platforms and it's because of you guys we appreciate you listening watching and sharing the show

Hey, hang on the line. I'm going to send you a copy of my book, "Breaking Free From Broke".

Get it wherever books are sold.

As a little graduation gift Heather I'm going to send him a copy of my book Breaking Free From Broke.

It'll help him avoid so many of the traps that he's about to encounter as you set foot into adulthood.

Ramsey personality number one best-selling author of the book Breaking Free From Broke.

I wrote a book called Breaking Free From Broke and there's a whole chapter on credit scores.

I wrote a book called Breaking Free From Broke and there's a whole chapter on credit scores. There's a whole chapter on credit cards and so my one ask is that you read it before you make any other financial decisions.

And so I talk about this in my new book Breaking Free From Broke under the investment traps and I talk about cryptocurrency, which Bitcoin is sort of the 800 pound gorilla in the room of cryptocurrency and I compared it to Mary K for young men.

And I lay out the reasons I talk about multi-level marketing.

Do you want to have more money and less stress? Grab Breaking Free From Broke by George Kamel.

I unpack all of this in the credit cards chapter of my new book Breaking Free From Broke.

I'm telling you you will want to take a shower after reading that chapter unpack the studies

I go through every objection that's in your mind

I'll show you how to live live life outside of the credit card and credit score system

Hang on the line, I'm gonna send you my book Breaking Free From Broke to give you some hope along the way, this is The Ramsey Show.

Go through both of those with your husband.

I listen to Breaking Free From Broke by George Campbell and George mentioned the whole and Universal life insurance are not wise forms of investing.

And I write about this in my book, Breaking Free From Broke, John, to try to steer people away from it.

And I walk through all of the reasons it is in existence to screw you.

And the best thing you can do is just save up and buy a cash car you can afford versus listening to the human brain that says, oh, shiny. Shiny thing.

I'm going to send you my book Breaking Free From Broke along with every dollar premium.

I'm going to send you a copy of my book Breaking Free From Broke to specific homework assignments.

After reading George Campbell's Breaking Free From Broke and the chapter about car loans, I felt guilty for being a part of this industry.

And I'll also send you my book Breaking Free From Broke that will walk you through this process and what it looks like beyond that.

So you would be the perfect spender. You're the person who says I pay it off every time in full and never paid a dime in interest.

And I'll also send you my book Breaking Free From Broke that will walk you through this process and what it looks like beyond that.

How do you build wealth? What are some of the investment traps to avoid?

In my book, Breaking Free From Broke, I break down the eight character archetypes.

So you would be the perfect spender. You're the person who says I pay it off every time in full and never paid a dime in interest.

Your husband would be who I call the credit scorekeeper who's going, I got to get my credits.

I'm gonna send you a copy of Breaking Free From Broke I think that's going to put a pep in his step to go oh my gosh this debt is disgusting me I want to get out now

I'm giving away your your bookstores so kind and total money makeover which is just kind of the playbook of the baby steps but i really want you to start learning this stuff and doing it

I'm going to send you a copy of my book Breaking Free From Broke.

I want you to read I believe it's chapter five on car loans because I break all of this down.

i did have a car no but over the past month i was like i got really aggressive with that eight twenty k of that off um and about the month so i guess my my question is like how how do i and i think i may know the answer but how do i grasp this number it's just so daunting

listen to your book uh break and feet from broke on yesterday and i was like the chapter on student loans and i was like yep this this was like written about me

and while we're at it, I'm gonna, I'm gonna send you a signed copy of the book "Breaking Free From Broke"

i'm going to send you a copy of my new book Breaking Free From Broke it'll walk you through all these baby steps it'll talk about wealth it'll talk about investing uh in mortgages all of that stuff is in there and i hope it gives you some um confidence for your retirement

research from the fed reveals twenty six percent of non-retired americans have zero dollars in any kind of retirement account that's one in four non-retired people this is not great and in research from ramsey solutions forty eight percent have less than ten grand saved in retirement

i talked about this in my new book Breaking Free From Broke

I'm going to send you some tools to help number one is a copy of my book Breaking Free From Broke

I'm also going to send you a copy of my new best selling book Breaking Free From Broke specifically read the credit cards chapter.

I've been hearing so many people they've been sending me videos cutting up their cards saying you finally push me over the edge to cut up the cards.

It gave me the IK and I am done with that system so Lauren.

I'm also going to send you a copy of my book, Breaking Free From Broke, to help you get out of those chains, man.

People are changing their lives, Jade.

Cutting up credit cards, ditching the credit score.

So if you haven't gotten a copy, be sure to get your copy.

I'm going to send you a copy because I cover how to rent a car without a credit score. Why you should ditch the credit card and even the CDs and why I'm not a big fan of the certificates of deposit

Now riding a book is one of the hardest things I think I've ever had to do especially when it lives in the world of total money makeover and what's been really encouraging though is people going like this is Dave Ramsey said this is financial peace for the next generation reviews are saying this is like total money makeover for written for 2024 with me in mind all of the objections all of the struggles I've been dealing with the last few years with inflation and the housing market and what do we do now and credit scores and credit cards there's so many more traps than there was even 10 years ago and so I covered all in this book to help you have this paradigm shift and go I don't need to play this game building wealth and living a life I want to live is so much simpler than I thought I just got a ditch this money matrix that's been created for me so money matrix the reviews have been awesome and I look your book hit the best seller list Jade congratulations.

This is the book people wish they read when they were 21, CJ.

I'm going to send you a copy of my brand new book called Breaking Free From Broke.

There's a great chapter on investing traps in there. There's a chapter called Wealth as Patience.

I'm giving it to you but George did all the work.

And once you see it, you can't unsee it. And I hope it helps Adam break free from broke because he's a wise young man making good money

It's been very humbling and overwhelming in the best ways.

Well, it's kind of like another type of baby and you're a new dad.

So yeah, it is very...

Both keep you up at night.

I'm going to send you a copy of the book and I want you to read that and then send me a DM when you cut it up with a picture.

It isn't technically yet, but it will be Breaking Free From Broke the ultimate guide to more money and less stress and by attacking all of the evil villains out there in the money space.

That's the goal and the feedback has been amazing on it's it exactly that people are saying you've dismantled not only the myths but all of the objections that I've had toward a debt free lifestyle in the things that you've heard over 30 years Dave and I've heard him on the show as we take calls.

And so what I try to do with the book was get in their heads before they could even say it and say I know what you're thinking right now I pay off my card every month I've never paid a diamond interest we've heard all of these things over 30 years.

And so I tell people it's easy to be cynical you can wake up every day and decide to be cynical what's harder is deciding to be hopeful and choosing hope and then creating the habits that gets you out of that Meyer that you've created.

Breaking Free From Broke the ultimate guide to more money and less stress and not because money keeps you from having stress but because having a plan and a belief system that leads you towards winning that will lower your anxiety level immediately even if your situation hasn't changed a clear path that you know works that you can follow and I'm now on that path I'm going to put my right foot in front of my left foot in front of my right foot in front of my left foot and I'm going to take a couple steps in this direction all of the sudden your anxiety goes down even though your situation hasn't changed yet

It is book launch week for George's new book Breaking Free From Broke is on the shelves it came out officially yesterday, the ultimate guide to more money and less stress.

And George goes through with great research showing the villains that are out there and the people that are trying to keep you down.

One lady, this was a great message I got yesterday. I've been reading the ebook. We've been paying off the credit card in full monthly for years. Your chapter on how predatory the credit card companies are has changed that. We've switched to debit cards only.

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

Breaking Free From Broke the ultimate guide to more money and less stress

It's just so beautiful self-deprecating honest data driven and pop culture filled

Can we write a money book that's easy to understand conversational, funny relevant and data driven and I think we accomplished all of that it is it does have all that

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

the book Breaking Free From Broke, The Ultimate Guide to More Money and Less Stress, absolutely incredible new book, comes out tomorrow.

the enhanced audiobook you get completely for free with all the sound design and custom music and the team did an amazing job. It's a very cool audiobook, very cool.

The first two-thirds of the book unpacks the system designed to keep you broke.

It was exhausting to do all the research, but I had to prove it. Not just my opinion and our experience of, you know, you doing the show for 30 years, but actual data from, you know, the Federal Reserve and from MIT proving our plan works.

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

This book is incredible. It exposes the most common money myths and excuses head on. It deals with all the traps and the myths and the garbage out there. Really good research in here. George has done a great job with that.

Breaking Free From Broke by George Campbell.

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

George Campbell Ramsey personality soon to be a number one best selling author of the book, Breaking Free From Broke is my co-host today,

It's been an interesting question because I believe it's very different the first two-thirds of this book are really unpacking probably the most in-depth we've ever done on the toxic money culture

All of the different types of debt with research from you know these last few years I mean if you want some in-depth stuff on any of the financial things moving around out there this book's got it in there and total money makeover is none of that

Total may makeover is the baby steps. How to do it? How do the baby steps? Yeah, this book has a just I cover the baby steps and I go cats out of the bag

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

next week is the launch on Georgia's new book.

came for the snark, stayed for the smarts. Quite possibly the funniest and easiest financial book to read. Once you start, you won't be able to put it down. I wasn't able to. You'll laugh out loud the whole time while learning. This book is a must-read for everyone, especially young adults. The amount of data-backed knowledge this book provides, while being such a joy to read, is staggering.

Breaking Free From Broke, the ultimate guide to more money and less stress

Have a whole chapter on investing traps and I took a lot of time on the permanent life insurance section because too many young people are falling for this.

So the deal is that

I want to actually gonna carry this over in the next segment because I just looked up and saw how much time I spent yacking about nothing.

But the Sorry about that guys. I was more of my new years resolutions not do that stop yacking It's not no, I can't stop yacking

So the book comes out next week if you order the $20 book today You get about a hundred dollars worth of goodies with it Including a couple months of every dollar. Oh, that comes with it anyway That's right whether you buy before or after three months of every dollar premium the audio book Which is gonna be enhanced with some cool production That audio book it's gonna be the best audio book we've ever done.

George's first book, this book is so good and I'm proud of my friend. I've watched George live this out. I've watched him live it out his whole journey to Ramsey Persona on the what he does. Paying off his house. I've been there watching the whole thing. I love this dude because he's the real deal. And this book is going to help so many people just get away from the game, the Matrix.

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

and my new book Breaking Free From Broke is now on pre sale and the support has been overwhelming so thank you to all of you who have pre ordered that book and have a major shopping list a little easier with the Ramsey solutions dot com slash store getting meaningful gifts

But we're talking about how, you know, you go through high school and college and then you're out on your own out of your parents telling you what to do. And then you all have said and looking to system, let's tell you what to do. The financial system where you're looking to the government, whatever. I'm telling you what and it's... And I'm telling you, it's like when you break free from all of those quote unquote systems you have the ability to have a say over your life in so many ways in your career and in your money.

You know something I know the value of Jade what our friend George Campbell's new book Georgie boy, he's got a book right now you guys on presale called Breaking Free From Broke.

He also has a brand new book coming out in January. The book is called Breaking Free From Broke.

So you want to get that. It's going to help you so much and you get it free Q&A with George. You get access to the audiobook and the ebook.

George's new book Breaking Free From Broke pre order today.

that's such a cute cover.

Breaking Free From Broke the ultimate guide to more money and less stress is also at daviramsy dot com or also ramsey solutions dot com slash store and you can pre order that book it is coming out in January and George does a fantastic job being George and funny and great stories and all the things uh really walking through this approach of building wealth and getting out of the system because there's such a system financially that people get stuck in and it's like a fair supposed to so over and over and over and over and over and so getting out of that and actually winning with your money Breaking Free From Broke by George camel make sure to pre order that at ramsey solutions dot com

Have more money and less stress with George Kamel's NEW book, Breaking Free From Broke!

Well this is a real treat, John. It's been a fun week pre-launching my new book, Breaking Free From Broke. I'm first time author.

And I did it and 10 million did too. There's the social proof.

This is me unpacking the financial industrial complex that is keeping people broke.

And I hit every excuse and justification with a lot of empathy and I want to talk at people, with people, not at people.

So if you want to check it out, you can go to ramsysolutions.com slash store and preorder today for just 20 bucks and we're going to bribe you with $100 in free bonus items including access to my newest talk, Show Me The Money, exclusive access to an online private event and Q&A with me in January as well as an enhanced audiobook, John. We're doing a real fun produced version of the audiobook and ebook.

Get George's new book, Breaking Free From Broke,

It's called Breaking Free From Broke and it's got a great picture of George here pushing out against the toxic money culture

I laughed out loud reading the manuscript. I was very impressed with the level of research that you and the team have done to put into the book

Breaking Free From Broke the ultimate guide to more money and less stress

It's only 20 bucks.

George Camel Show on the Ramsey Network YouTube show. You want to be sure and check that out. He's my co-host today.

George Camel, Ramsey Personality, number one best-selling author of the book Breaking Free From Broke, and host of The George Camel Show on the Ramsey Network.

Stacey, I'm going to send you a copy of my book, Breaking Free From Broke. It comes with three months of every dollar premium so you can connect it to your bank.

If you're desperate right now financially, get my boy George's book, Breaking Free From Broke.

It'll help guard you from this stuff.

You cover this stuff all the time. You wrote about it in your book people fall into these traps because it seems to make sense.

George Campbell, Ramsey personality, number one best-selling author of the book Breaking Free From Broke, and co-host of the Smart Money Happy Hour, Ramsey Network production.

George Camel, Ramsey personalities, my co-host today. You'll see him on YouTube.

Ken is my co-host today. Fresh back from doing your Jim Cantore impression, he was in Barbados with his family just in time for the hurricane to hit.

Ken is my cohost today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman, Ramsey Personality is my co-host today.

Ken Coleman, Ramsey Personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman, Ramsey Personality, is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman, Ramsey Personality, and I'm out. I'll see you next time. Peace.

Ken Coleman, Ramsey Personality, is my co-host today.

Ken Coleman, Ramsey Personality is my co-host today.

One of his bestselling books is Find the Work You're Wired to Do. It's his latest bestseller.

Included in it is the Get Clear Career Assessment that we've sold almost 100,000 of and it goes with the book for free. So not only do you get the assessment, you get the book to teach you how to read the assessment and what to take away from it.

Ken Coleman, Ramsey Personality is my co-host today. He's the number one bestselling author and host of The Ken Coleman Show on the Ramsey Networks. One of his bestselling books is Find the Work You're Wired to Do. It's his latest bestseller.

Ken Coleman Ramsey Personality is my co-host today. Thank you for joining us. We're glad you're here. He is the author of the book, Find the Work You're Wired to Do. It includes the Get Clear Assessment.

Ken Coleman, Ramsey Personality is my co-host today. He's a bestselling author of several books, including his latest find the work you're wired to do.

Ken Coleman, Ramsey Personality is my co-host today. He is the author of the book that is a recent bestseller. His third one, Find the Work You're Wired to Do. It includes the Get Clear assessment.

And I'm going to send you Ken's new book. Find the work you're wired to do. It comes with a Get Clear Career Assessment. I want you to also step into that and have some mojo.

Ken Coleman, author of the best-selling book, Find the Work You're Wired to Do.

Inside of it is what, Ken?

The assessment called the Get Clear Assessment and it measures three things.

What you're good at doing, what you enjoy doing, and what results motivate you. And it's a self-awareness tool. You cannot grow who you are until you know who you are and that's what it does.

Sets you up for, what's my professional path where I have the opportunity to make the most money? That's what this audience needs to know. You want to make the most money? You got to be in the right seat of the bus doing work you're wired to do.

I'm going to give you the Get Clear assessment. I want you to take it, Jasmine, and I think it's going to drive at the, what motivates Jasmine? And if it matches up with this, then I think there's a way. But if for some reason you don't think you can cut it, you know, you don't have to go through another year and a half just because you started.

Hang on the line. We're going to get to the Get Clear assessment in the book, find the work you're wired to do.

I'm going to give you that with the book, Find the Work You're Wired To Do.

We're going to send you Ken Coleman's brand new book and the Get Clear assessment and get you hooked up and get you thinking about what comes next.

Listen, I wrote a book called Find the Work You're Wired to Do, George. This kid is wired... He figured it out very early.

I'll give your son the new book, Find the Work You're Wired to Do. It's got the Get Clear Assessment in it.

The book he was talking about is Find the Work You're Wired to Do.

That's got Ken Coleman's assessment in it.

I'm going to give you the Get Clear assessment and the book, Find the Work You're Wired to Do for him.

I'm also going to give you my get clear assessment in the new book, Find the Work You're Wired To Do. Not for the short term, but I want you to begin seeing that there is a path that John's talking about.

Ken Coleman just hit the bestseller list with this, the Get Clear Assessment. Find the work you're wired to do.

Wouldn't you think it'd be cool to get an assessment on what you're wired to do?

Absolutely. Especially if you're coming out of college or out of high school, that would be a cool thing.

The assessment is included in here. About 100,000 folks have taken the assessment by just buying it off of our website.

So that's why we put out the book on how to actually read and analyze the answers and the results of the assessment.

Ken Coleman's new book, which just hit a bestseller list the other day. Find the Work You're Wired to Do, the Get Clear Assessment.

And built into this book is a code, and you take the Get Clear Assessment, and then the book walks you through what you should be doing, what you should be thinking about, what your bent is.

The program is a brand new bestseller. Find the work you're wired to do, which includes the famous get clear assessment.

And you get an assessment code built into it.

Now you get the book that tells you how to read and go through the results and how to apply the results.

That's a great gift for a graduate.

let's give him the Get Clear assessment with the new book, Find the Work You're Wired To Do.

And if they're looking to help on their job search, Ken Coleman's got a brand new book called Find the Work You're Wired to Do, which includes his Get Clear Career Assessment. It's going to show them what they're good at, enjoy and help narrow down the job search.

Ken Coleman, Ramsey personality, number one bestselling author and author of the brand new book that just came out this week, Find the Work You're Wired to Do.

When you buy this book, it is the guide on how to read the assessment that comes with it.

You get a code for it.

Yeah, it's essentially about a 40-minute read and it's me coaching you through your actual results.

So once you know what you're good at, what you enjoy doing and results that you care about, how do you now ideate and select an actual professional path to where you can become like the net worth millionaires that we studied that love their work and they're crushing it?

Ken Coleman's book came out this week called Find the Work You're Wired to Do. It includes the Get Clear Career Assessment in it.

And so which is really important if you're going to get started, you know. And so again, graduation and wedding season, not a bad gift, particularly graduates, right?

And there's a reason we went full SportsCenter today with this setup, because we are celebrating the launch of my friend Ken Coleman's brand new book, Find the Work You're Wired to Do, which comes with access to his amazing Get Clear Career Assessment.

And so how is it that you can, how can teachers or anybody become net worth millionaires doing something they're miserable at doing?

And of course, as you know, what we teach in this book and in all the methodology that we've developed here at Ramsey around work is that there's actual design involved.

So go check this out guys. He has cracked the code. Who you are, why you're wired that way, what you want to do professionally, how to get there.

And when you can use what you do best to do what you love to produce results that matter, boy, that's a really good feeling, even on the worst days.

and now we're excited to announce that Ken's new book Find the Work You Were Wired to Do, which will show you how to use those results to get specific in your job search and find the work you enjoy. You can pre-order it right now and get over 25 bucks and free bonus items.

Hang on I'm going to give you my new book in the assessment find the work you're wired to do this will help as well.

So I've written a short book called Find the Work You're Wired To Do and it comes with the Get Clear Career Assessment, which is a self-awareness tool.

And it's a great assessment. We've known multiple people, even within our family, have taken it and it's really, really good, you guys. It's very accurate.

Ken Coleman, Find the Work Your Wired to Do.

And the book then helps you use your unique results to find the work you're wired to do.

And so the Get Clear Assessment has been going gangbusters, it's been helping a lot of people and so this book is going to help people live out the principles of life and get a really clear picture of the work they do best and love the most and how to use these results in their job search.

Ken colman and i've got some big news the Get Clear Career Assessment is now paired with my new book find the work you're wired to do

every book comes with access to the assessment so you can discover who you are and how you're wired then i'm going to show you how to use your results to get specific in your job search and find the work you enjoy

pre-order find the work you're wired to do at ramsey solutions dot com slash store and get the audiobook and the ebook free go to ramsey solutions dot com slash store

Hey friends it's Ken Coleman and I've got some big news the Get Clear Career Assessment is now paired with my new book Find the Work You're Wired to Do every book comes with access to the assessment so you can discover who you are and how you're wired then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at ramsysolutions.com slash store and get the audiobook and the e-book free go to ramsysolutions.com slash store

Ken Coleman's Get Clear Assessment has helped thousands of people literally almost a hundred thousand people have taken the Get Clear Career Assessment and we're excited to announce this new book Find the Work You're Wired to Do which will show you how to enjoy your results and get specific in your job search and find work you enjoy so who are you who you are why you're wired that way what you want to do professionally how to get there and the Get Clear Assessment comes with the book a code is built into each book a unique code and so if you want to find the work you're wired to do check this out take the Get Clear Assessment you can get it at ramsysolutions.com slash store it is happening now baby now so you don't want to miss that today's question comes from Ethan in New Jersey

I'm going to send you Ken Coleman's Get Clear Career Assessment and his new book Find the Work You're Wired To Do.

Ken Coleman's new book The Get Clear Assessment Find the Work You're Wired To Do

We've been selling Ken's assessment that our team built With Ken here on the website

So the assessment answers The question who am I and we're talking about As a professional meaning what are you good at And what do you love to do

And then the book comes along almost as a coach And we wrote this Short takes you about 45 minutes to read but it only is Effective if you've taken the assessment

The good news is Dave you get an assessment With the hardback when you pre-order it And then you're going to get an e-book With another assessment code and the audio book With another assessment code all of your pre-orders So essentially three books Three codes which means it's the gift That keeps on giving and again as a professional If you want to make more money More money is all about your ability To grow as a person And I like to say it this way It'll help you get better so that you can Get a bigger paycheck right The paycheck is always about How much better you are improving yourself We know this and so that assessment In the book is going to answer the big questions Who am I what do I want to do Where can I do it And the book comes along and helps you Get there and that's a game changer As you know 96% of millionaires Loved their work That's the way they were good at it too It's hard to be good at something you hate Except for gone for me It just depends on which holiday it's from That's a separate problem But the thing is this You Don't have to necessarily Change your whole career That's correct It could be you're just doing it in the wrong place In the wrong way it could be just some personal growth Landing in a different location It could be a complete change of direction It could be Either one's fine But sometimes people mistake and say What I need to do is quit my job and go to school That's right You need to find out where you are And figure out if school is required To get where you want to go You know what the superpower is Dave For all successful men and women Self-awareness We're talking about awareness And what they do really well What lights them up

I'm going to give you my get clear assessment This new book Find the Work Your Wired Today I'm going to give that to you okay Because it's actually going to really help you

I'm gonna give you the get clear assessment and the new book Find the Work Your Wired to Do And I want you thinking how do I go from getting debt free to maybe moving up within FedEx or moving out of that delivery truck And now I'm making six figures in the next 18 months What can I do Can I get there in 24 months Is it gonna take me 36 months to make that kind of money to where now not only am I debt free but I am making really good money and investing and taking care of my family That's what I wanna know

I'm gonna give you the Get Clear Career Assessment and the new book Find the Work Your Wired to Do And I want you thinking how do I go from getting debt free to maybe moving up within FedEx or moving out of that delivery truck And now I'm making six figures in the next 18 months What can I do Can I get there in 24 months Is it gonna take me 36 months to make that kind of money to where now not only am I debt free but I am making really good money and investing and taking care of my family That's what I wanna know

Hang on the line we'll get you to get clear assessment in the book find the work you're wired to do And you got this young man but I would get busy fast

Also coming up the first week of May, the book Find the Work You're Wired to Do by Ken Coleman will be out.

And it includes his Get Clear Assessment.

You'll get a code for the assessment which you can just get online at ramsaysolutions.com.

It answers the four questions, big questions about life and work.

Who you are, why you're wired that way, what you want to do professionally and how to get there.

Ken colman our fellow ramsey personality developed with our team a Get Clear Career Assessment a couple of years ago it is a huge best seller you take the assessment and you get clear about what you're doing with your career what you're doing with your work we've had almost 100 000 people take that now it's a hugely popular assessment because it's excellent and so we're really excited to announce ken's latest book find the work you're wired to do which will show you how to use the results from the assessment to get specific in your job search and find the work you enjoy the assessment and it comes with the book the assessment and book combination will answer four of life's biggest questions who you are why are you why you are wired that way what you want to do professionally and how to get there so you can pre-order the get clear assessment find the work work you're wired to do book you're going to get the audio book and the ebook free and each of them come with a code for an assessment so you're going to get three of the assessments if you pre-order it comes out the first week of uh the first week of May so you're going to be ready to get that then now the other exciting news next week on on the 16th rachel's brand new kids book i'm glad for where i am all about gratitude is coming out it's her second kid's book the first one i'm glad for what i have which was about contentment great storytelling amazing lights out illustrations in this book fabulous kids book and we know that kids that are read to have a higher IQ have a higher likelihood of exceeding academically in all areas kids that are read to it is magical what happens when you read to little children and so i read to the grand babies all the time even though i still have trouble getting through dr zeuss with my tongue twisters but but i can still do it i don't like green eggs and ham sam i am i'm just saying okay you memorized it by now yes but the um but it and we the they learned pretty quick which ones are the long ones so they can stick they love that is not a long one it doesn't take long to get through this so that's good news parents love that the other thing we know is that kids that are grateful and kids that are content grow to become excellent adults and as my friend andy andrew says we're not trying to raise great kids we're trying to raise kids that become great adults and that's the whole process there all of this is at ramsey solutions dot com check it out i had our store you can get any of these books pre-order order whatever we're doing here it's all good i did the math if you pre-order both of those books you get free shipping right now on the site so there's a little bonus because i love a good deal wow so there you go get rachel's book pick up ken's new book pre-order both there we go uh crystals with us in new york hi crystal welcome to the ramsey show hi thank you thank you so much for taking my call how are you better than i deserve how can we help i really need your advice um to give you a little background i have a full-time job and i take care of a sibling that has mental disabilities now last year i started my llc because i wanted to supplement my income while working at home now so far i spent close to ten thousand dollars on my llc and i haven't made any money yet i put off creating my website because i had to save four thousand dollars to have it created because i'm not tech savvy you don't need four thousand dollars to create a website you can use wix and do it for free i mean there's no need to go spend all this money on this business that has no revenue so far but continue okay um now because i am i am very bad with budgeting money as you probably already know but now the icing on the cake is i have a medical condition that's going to need long-term care so when i reached out to different insurance companies the underwriters they don't want to touch it so my question is should i continue to pursue my small business or take that money and put it in a banking account for my long-term care that i know i'm going to eventually need okay uh how long from now do you think you're going to be needing long-term care um the doctors are unsure because they don't know why i have my condition 25 years or 25 months oh i'm sorry what happened 25 years or 25 months um it could be five five years okay all right so you got a little some time this is not imminent then okay um well i i think the answer is if the LLC is making money it's going to make you more money than bank account will make but so far it's not done anything but take money so we've got to get it making money or we can't depend on it right right what is it what is your side gig what are you trying to build here voiceover voice over yes okay all right and you've done that kind of work before oh no um i've always wanted to do something with my voice but never knew how to go about doing it and the last you took a took a class in the in the summertime and really enjoyed it loved it what did you spend the ten thousand dollars on oh the actual course which is like six thousand dollars where they train you and then um creating my actual LLC i had a company do it for me because they walk walk me through it step by step and then turning my bedroom into the actual studio i had to soundproof it and do you have the equipment to do the work now yes yes i do and why do you not have customers did they teach you how to get customers well i have to do the website first you have to have a website to get customers yes because i have to put the demos on the website to um send it to the client so they can hear me on the website well you could send that over email if you knew the people to contact just send them an mp3 yeah oh right now you need to know the right people i don't think the website is the thing holding you back yeah okay i need you to go get a whole bunch of customers and george is right you can put up a real basic website for almost nothing or nothing okay and you're after talking to you for a few minutes you're smart enough to do it well what's the name of the site you would recommend george again wix wix is a popular one i've used one called square space again all of these you know you're talking zero to a hundred dollars not four grand and truly you can do it yourself yeah i could teach my mom how to use wix wix and we're not endorsing either one of those it's giving you some ideas that this is it's a lot of cut and pace because you're not really trying to create a complicated piece of programming here you're making a business card you just need an electronic business card where you've got some of your demos up there or somebody can push play and play an audio file that's all we're looking for and then of course you're gonna you're gonna deliver most of your stuff by email yes okay so you can deliver demos by email if you got demos laid down in your computer yes okay yes all right so what what i need you to do is i need you go find like a whole bunch of customers in the next 30 days ready set go okay i want you to be overwhelmed because you have so much work you can't breathe and you're a little bit you're a little bit frazzled because there's too much coming at you i want you to get that many customers got you because that's the weak spot in what you're talking about so far all you've done is pay other people for this dream yeah now it's time for you to get paid for the stream and go find people who are doing it and maybe they pass off the ones they don't have time for yeah you get your start that way okay but what do you do full time i'm a correction officer okay how much do you make doing that um my take on is 4,300 a month okay good well the the the voice world has dramatically changed like everything else with a microphone um in the last 20 years because of the digital space that we're in and so i mean it used to be that you had to be a proven product to be able to sit in front of a microphone and now if you want to be a podcaster you can be by the end of the day you know now ai can do voice over yeah and so you gotta compete with that and it used to be that we would mail the the sounders for the radio station to the voice guy and he would send the tape through the mail and we would load the tape we're a long way from that this is a very easy business to get into now and i want you to go get into it big time in the next 30 days ready set go that puts us out of the ramsey show in the books

So find the work you're wired to do.

It includes a code in the back it's got this little tear off thing and when you tear it off it's going to open up and you'll see the code to enter for the Get Clear Career Assessment.

We've sold almost 100,000 of those assessments to you folks. They're very good. It's one of the best digital products we've ever developed at Ramsay to help you figure out what you're good at where you ought to go with your career direction to take you towards your talents your passions all of that. It's incredible.

So an assessment code is included with the new book because the new book is there to describe to you the results of the assessment and what to do with it. And so that's what this does. So if you have never taken the assessment you can get the book it comes with the ebook with an assessment a audio book with an assessment code and the hardback book.

we have two new books coming out this month uh on pre-sale actually coming out early may is Ken Coleman's new book find the work you're wired to do now this is a short hardback book that is designed to walk you through his Get Clear Career Assessment the assessment is sold online at RamseySolutions.com and about 100,000 folks have taken it so far and uh so if you want to learn you know get clear on your career direction what your strengths are your passion how to get dialed in on that this is the best assessment out there on that it's very inexpensive very quick to take 27 minutes or so and then this book will walk you through the results what it's for so when you buy find the work you're wired to do pre-sale you're going to get three codes for the assessment one in the book one comes with a book one comes with the audio book that we're going to give you as part of the pre-sale and one comes with the e-book which comes as part of the pre-sale so you're going to get all of those uh delivered to you in may and you can get that at Ramsey Solutions

Hey friends it's Ken Coleman and I've got some big news the Get Clear Career Assessment is now paired with my new book Find the Work You're Wired to Do every book comes with access to the assessment so you can discover who you are and how you're wired then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at ramsey solutions.com slash store and get the audio book and the e-book free go to ramsey solutions.com slash store

But we're putting a book companion piece with it called Find the Work You're Wired to Do that explains the results of and includes the Get Clear Assessment.

So you'll get a code to take the assessment and then this will walk you through what you're learning about yourself to get plugged into the proper career that's not only fulfilling, but it turns out when you love what you do and when you're good at it and you're fulfilling and you're fulfilled at it, you will make the most you've ever made in your life which is part of the goal here.

Ken Coleman has been helping people do better at their work and do work in different places so they make more money and have a better quality life he's been doing that for quite a while he's one of our Ramsey personalities set a couple number one best sellers and he developed a several a couple of years back a assessment called the Get Clear Career Assessment the Get Clear Career Assessment now what it does is help you figure out what you're good at what you love doing and then it starts molding that into a process and starts pointing you in some possible ways you have never taken an assessment like this it is powerful I took it and I'm obviously settled in my career and I was it was very interesting how it just completely we did it such as a good job with the assessment it it reads your mail it read my mail that's exactly what it is I gave you should be like in talk radio I mean it's like crazy but so the get clear assessment has had about almost 100,000 people take it now it's on our website at Ramsey Solutions dot com we are launching a new book with Ken called find the work you're wired to do now it will have as a part of the book the get clear assessment as a matter of fact that the book is a quick little read to help you understand and implement the get clear assessment so you get the assessment with the book and it shows you exactly how to do everything the book actually comes out in May it's on presale right now and again you'll get the audio book and the ebook with it which means you're going to end up with three codes to do three different assessments so you can give it to friends and family that'll be pretty cool and it's a great bargain when you do all that together you can pick this up anywhere books or so but you can certainly get it at Ramsey Solutions dot com

Hey friends it's Ken Coleman and i've got some big news the Get Clear Career Assessment is now paired with my new book find the work you're wired to do every book comes with access to the assessment so you can discover who you are and how you're wired then i'm going to show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at ramsey solutions dot com slash store and get the audio book and the ebook free go to ramsey solutions dot com slash store

Ken colman's got a new one coming out. This is a different kind of book find the work you're wired to do now. He's done two number one bestsellers before.

It's a interpret the assessment.

That's right the assessment and this short book together answer clear assessment the Get Clear Career Assessment.

So essentially you get the assessment and then this book picks you up with your results. So here's what it does in short for

It's answering who you are. Why you are wired that way? What you want to do professionally and then how you get there.

So that's what this is going to deliver for you. There's awareness so you walk away with great clarity on direction confidence. That you can actually Do it and then how do I tactically get there? And so it's a combination of the assessment and this short book is me essentially guiding you coaching you with your results.

This is how am I wired? What do I do well? What do I enjoy doing and then what motivates me.

This is the key by the way to winning professionally so that you win financially. 96% of millionaires, according to the largest study on millionaires ever done by Ramsey Solutions, 96% said they enjoyed their work.

And that's essentially if you want to boil it down to a money audience, that's what this product does.

The deal is the get clear assessment has been available on our website for quite a while. Almost a hundred thousand people have taken it already. We've sold it to that many folks already and you can buy it today or you can buy this book and pre-sale.

It comes that's right with the get clear assessment and pre-sale. And um, you also get the audiobook and the ebook of this of this as well with the pre-sale.

So you get those two assets now when you do pre-sale on all our stuff, that's what we do. And so that book actually comes out the seventh of May will ship it to you street date on it.

Hey, I do want to say this really fast if you're looking for a graduation gift for the high school grad, or the college grad, I would just point out this is something really practical that the high school grad and college grad in about 15 minutes of the assessment and no more than an hour and a half reading that book, that's how quick it is. It's a short read.

I want to hold it up. Stop there. There we go. Babies auditioning be the new vandal white. Yeah, and he's flunking horribly.

Today we have launched a companion piece to kins Get Clear Career Assessment. Almost a hundred thousand people have taken the assessment and we are launching the pre sale on a book called find the work you're wired to do. Included with the purchase of the book is the assessment. And this book will go on sale pre sale today.

You'll get the audiobook and the ebook with it and you'll get codes for the assessment with each of them. So that's a pretty good deal. It's a great bargain actually. Um, it's like two hundred dollars worth of stuff for buying a book. But the book comes out actually May 7th and the book goes on sale today pre sale.

This is a really a coaching manual very short simple and it's gonna walk you through your results once you know what you do best what you enjoy doing and what motivates you this is gonna come alongside and basically go all right now. I know who I am and why I'm that way and now it's gonna help me figure out where I want to go and how I get there which is all about making more money more freedom there we go.

Hey friends, it's Ken Coleman and I've got some big news the Get Clear Career Assessment is now paired with my new book Find the work you're wired to do every book comes with access to the assessment so you can discover who you are and how you're wired then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at Ramsey solutions dot com slash store and get the audiobook and the ebook free go to Ramsey solutions dot com slash store.

hey friends it's Ken Coleman and i've got some big news the Get Clear Career Assessment is now paired with my new book find the work you're wired to do every book comes with access to the assessment so you can discover who you are and how you're wired then i'm gonna show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at ramsey solutions dot com slash store and get the audio book and the ebook free go to ramsey solutions dot com slash store

The Get Clear Career Assessment is now paired with my new book, Find the Work You're Wired to Do.

Every book comes with access to the assessment so you can discover who you are and how you're wired.

Then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy.

Pre-order, find the work you're wired to do at ramsysolutions.com slash store and get the audio book and the ebook free.

Go to ramsysolutions.com slash store.

And I'm going to give you a kind of clue, because I think you have a sense. There's four types of work. If I took every job, every career path in the world, and I put them into four categories, one would be people work, another would be ideas, the other would be process, and then objects. So idea work, right? So Jade and I are in that we're kind of in people and ideas. So our work falls in people and ideas.

And so you could see object work is physical, working with your hands, either creating something or fixing something. So you've got people, ideas, processes. Processes, by the way, engineering-type work, a lot of technical work, organization, things like that.

So in the Get Clear assessment, which I'm going to give you, by the way, and the book, Find the Work You're Wired to Do, so I'm going to give you this as our gift so you can work through this, but you're going to see that one of the six missional results in the assessment is the result of influence, Jade.

So I'm going to give you this as our gift so you can work through this, but you're going to see that one of the six missional results in the assessment is the result of influence, Jade.

And I think that anybody who's in people in process work, one, you're going to see a big theme of you're driven by influence. In fact, the result that you really get motivated for is influencing people, and it's not about hitting the serve. It's not isolated to hitting the serve.

Ken Coleman has a great book called Find the Work You're Wired to Do because maybe this is the career path in the administrative space. Maybe it's not. So we're going to send you this resource.

With that, you're going to get the Get Clear Career Assessment. Take that and then start talking to your friends and say hey does this line up all of this assessment stuff what I'm writing? Does this line up with who you know me to be my personality what I'm wired to do?

I'd pick up the proximity principle and get off the lottery. Yeah, that's right too. You don't have to do the lottery thing with the things. Now Ken, I'm reading here. Okay, I'm just looking at his word choices in this. But quickly realized I don't have what it takes to be a teacher. Now we don't know what that means.

I'd get the book Find the Work You're Wired to Do, which has the Get Clear assessment in it. And it's going to give you a great self-awareness test.

I'm also going to send you Ken Coleman's new book, Find the Work You're Wired to Do.

I'm also going to send you Ken Coleman's new book, Find the Work You're Wired to Do.

It includes an assessment called the Get Clear Career Assessment.

I want you to take that and that's going to let you start dreaming based on your skill set, what you're passionate about, what you're wired to do, the impact you want to have.

the Get Clear Career Assessment is now paired with my new book find the work you're wired to do every book comes with access to the assessment so you can discover who you are and how you're wired then I'm gonna show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at ranzi solutions dot com slash store and get the audio book and the ebook free

The Get Clear Career Assessment is now paired with my new book Find the Work You're Wired to Do.

Every book comes with access to the assessment so you can discover who you are and how you're wired. Then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy.

Preorder Find the Work You're Wired to Do at Ramsey Solutions.com slash store. Get the audio book and the ebook free.

the Get Clear Career Assessment is now paired with my new book find the work you're wired to do every book comes with access to the assessment so you can discover who you are and how you're wired then i'm going to show you how to use your results to get specific in your job search and find the work you enjoy pre-order find the work you're wired to do at ramsy solutions dot com slash store and get the audio book and the ebook free

my new book Find the Work You're Wired To Do

pre-order find the work you're wired to do at Ramsey Solutions dot com slash store and get the audio book and the ebook free

the Get Clear Career Assessment is now paired with my new book Find the Work You're Wired to Do

so you can discover who you are and how you're wired then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy

the Get Clear Career Assessment is now paired with my new book find the work you're wired to do every book comes with access to the assessment so you can discover who you are and how you're wired then I'm going to show you how to use your results to get specific in your job search and find the work you enjoy pre order find the work you're wired to do at ramsey solutions dot com slash store and get the audiobook and the ebook free go to ramsey solutions dot com slash store

I want to send you a great resource from my friend Ken. It's called Find the Work You're Wired to Do and with that comes a Get Clear Career Assessment.

Right now the book is a number one best seller in two categories on Amazon.

If you're in the mood for a little self-care, check out Building a Non-Anxious Life by Dr. John Deloney.

Dr. John Deloney, Ramsey personality, number one, bestselling author of the book building a non anxious life host to the dr. John Deloney show.

Dr. John Deloney, Ramsey personality, bestselling author of the book, Building a Non-Anxious Life, host of the most popular Dr. John Deloney Show on Ramsey Networks.

Okay. Oh man, that'd be awesome. Thank you.

I'm going to give you a copy of building a non anxious life. I don't want y'all to use that as a roadmap in your house.

The number one bestselling book is Building a Non-Anxious Life.

For a little self care Check out Building a Non-Anxious Life by Dr. John Deloney

Dr. John Deloney, Ramsey Personality Host of the Dr. John Deloney Show Author of a couple of number one bestsellers The latest is Building a Non-Anxious Life.

Hang on the line I'm gonna send you a copy of Building a Non-Anxious Life and own your past change your future be my gift to you

All right, next we've got Building a Non-Anxious Life for less than $18.

Another great one by Dr. John Deloney.

You can learn the six daily choices to have a more peaceful, joyful, and non-anxious life.

Also a banger. Another great one.

Building a Non-Anxious Life less than $18

How about Dr. John's book, Building a Non-Anxious Life for less than $18?

I'm also going to send you Building a Non-Anxious Life.

I want you to read that book and begin to craft your world around it.

You can read my book Building a Non-Anxious Life that I'm going to send you for free to give you a road map to peace.

I'm going to send you a copy of John's book Building a Non-Anxious Life that are exactly where you're sitting and it's going to be very helpful to you.

You will read it in two days when you get it. I promise you.

Plus, save 20% on bestsellers like my latest book, Building a Non-Anxious Life, my Questions for Humans conversation cards, and my friend Dave Ramsey's Baby Steps to Millionaires.

Be sure to check out his book Building a Non-Anxious Life. It's so good.

Building an Unanxious Life, which is on sale for the very first time.

Dr. John Deloni's latest best seller, Building a Non-Anxious Life on sale for the very first time.

Dr. John Loney's book, Building a Non-Anxious Life is on sale for the first time ever.

His questions for human cards on sale.

Building a Non-Anxious Life is his latest number one New York Times number one best seller national best seller.

Go pick it up.

Building a Non-Anxious Life

And then I also got Dr. Delony's book of the non anxious life because he was stressed about, you know, retired and all that and kind of run around didn't really know what to do after being such a workaholic.

Hang on the line. I'm gonna send you a copy of building an honest life as my gift.

He's also written a couple of really awesome books.

Building a Non Anxious Life

number one best selling author

If you're in the mood for a little self-care, check out Building a Non-Anxious Life by Dr. John Deloney.

Hang on the line I'm going to send you a copy of 'Building a Non-Existent Life' and on your past change your future, both road maps for people who have just found themselves completely in ash and trying to figure out what to do next.

I'll send you a copy of 'Building a Non-Anxious Life' and on your past change your future, both road maps for people who have just found themselves completely in ash and trying to figure out what to do next.

The $12 sale is here through August 31st. ...$12 books to help you build a peaceful and joyful life. Dr. John Deloney walks you through the six daily choices in Building a Non-Anxious Life. Ken Coleman's From Paycheck to Purpose will help you do work that really matters. All $12.

and right now during this campaign we've got it's 12 bucks which is incredible.

You walk through the six daily choices.

You can get that right now for 12 bucks on the Ramsey Solutions store.

and John's other best-selling book Own Your Past, Change Your Future also 12 bucks.

So get these best sellers and so much more on sale right now but it ends August 31st which if you're doing the math is like right now.

Dr John Deloney is sitting to my right...he is the author of Building a Non-Anxious Life

it was pretty wild we had a wild week you know hitting number one in the health and wellness then we hit number four on the on the big boy chart so it's pretty cool like number four of all

John, such a great book, one of my favorites.

John talks about this in his new book building an on anxious life which I'd love to send Shelley copy of that

and three months of better help on us to get you started on this path we are cheering you on and I'm proud of you that's not an easy thing to call into a national radio show and put that all out there and go I'm struggling with this I want to get the help I need and I know a lot of people are benefiting from this call who probably need to take that next step too

and I'm going to keep up with three free months of better help with my friends there okay I'm gonna take that excuse away three free months of better help but if you and your therapist decide hey it's probably best if you keep going I want you to keep going and stay plugged in

I'm going to send you a copy of Dr. John Deloni's best-selling book Building a Non-Anxious Life and three months of better help on us to get you started on this path we are cheering you on and I'm proud of you that's not an easy thing to call into a national radio show and put that all out there and go I'm struggling with this I want to get the help I need and I know a lot of people are benefiting from this call who probably need to take that next step too

Dr. John Deloney Ramsey Personality number one best selling author and author of the brand new book coming out in two weeks Building a Non-Anxious Life is my co-host today

And something I've been telling myself and other people is that it's not all your fault, but it is your responsibility. And that I feel like crosses over into your world because in your new book, Building a Non-Anxious Life, one of the choices you have to make every day is choosing reality.

You know, so a full number one bestseller.

That's John's second number one bestselling book.

And it came out a week ago Tuesday.

And it's not only an honor, but it's also a big marketing help for the book and for John for it to land on number one. Because when people see a number one, they're like, must be good.

It is good. It is really legitimately good.

we launched it one week ago tomorrow his new book is called building a non anxious life and it is the six daily habits that are needed to do that to deal with anxiety

Building a Non-Anxious Life has already sold a bazillion copies in the pre-sale and in the first week

Congrats on your book launch John very exciting building an on anxious life is now in the hands of Derri say dozens millions

So an honor of Dr John Deloney's book launch. I'm wearing a Deloney shirt

You walk through this in your book Building an on anxious life Six daily choices

We'd send you a book Reach out to us We'll send you a copy of John's new book

Building an on anxious life You can grab a copy today It's out in stores online In the world And we love to see it

building a non-exhaust life is out into the wild so if you did not participate in the our bribing you to pre-order then it's at every store you can imagine target and burns a noble and Amazon everywhere go pick it up it is pretty rad I'm pretty excited.

building an on anxious life by John Deloney today is the day. It's out I'm so excited

if you're sick and tired of that burnout that all-way stress there's always electricity in your house when you walk in to your home the one place on planet earth where you should be able to drop your shoulders and your bag and laugh drop your bag drop your shoulders and say welcome home but instead your body tenses up this book for you go get it go get it go get it

basically that first book is a a it's almost a reverse engineering it's a way to look back and say oh this is why all of this is happening in my life and then at the end of in on your past there's a um there's a path there but it's more esoteric it's more start considering some things yes this book is a road map step by step it is a blueprint

if you're not sure what that is we want you to hop over uh to ramsie solutions dot com and you can click the get started button and when you go over there we're really just gonna give you your best next step we're gonna walk you through and say hey when we we're gonna look at your situation and tell you exactly what your next step is and you'll kind of learn the lingo baby steps and gazelle intense and what do we mean you know when we're talking about uh more edges and all these different things

Tomorrow is launch day, it is launch book launch week for us here at Ramsey Building a Non-Anxious Life by Dr. John Deloney and John, it comes out tomorrow by the way and I'll go ahead and give you the pitch if you order today before midnight tonight.

John this book is already, I think we've sold enough that it will be number one next week when the list come out.

The reaction to it is matched with the need in the marketplace. There's a lot of anxiety.

And the purpose of the book, the six daily choices is not to do away with anxiety. It is to do away with the things that cause anxiety because we live in such a frenetic out of control chaotic world that we've created an anxiety monster.

building a non-enxious life comes out tomorrow for those of you that have pre purchased it the tens of thousands of you. Thank you we will be shipping them tonight.

Building a non anxious life in a society and a generation we have everything where anxious beyond measure, anxious beyond words.

Dr. John Deloney has a brand new book coming out called Building a Non-Anxious Life...Anxiety isn't actually the problem, it's the symptom.

It's called Building An Non-Inxious Life and we'll just keep talking about it by the way.

Listen, you know those little blurbs on the back of the book of a book jacket where famous people tell you how great the book is. They all love it.

Advance praise for Building An Non-Inxious Life by Dr. John Deloney. Jocco writes, good book, pro tip, throw the dust jacket away so you never have to look at his face. Thanks, Jocco.

Kelly Daniels, my producer says, well, well, we finally wrote something with that pin instead of twirling it between his fidgety little fingers. What caused? Personality Ken Coleman said, this book is ten times better than all of my books combined. I sleep with an autograph copy on my bedside table. Dr. Deloney's my hero. Thanks, Ken.

Dr. Jordan Peterson writes, this book is an analog of the structure of existence itself. It puts you on the border of chaos and that was actually pretty funny.

listen i have a brand new book coming out called Building a Non-Anxious Life if you pre-order today you get 75 bucks in free bonus items we are bribing you to buy the book early because it helps out with a number of different metrics and more importantly the book will be in your mailbox honor before October 3rd and you'll be ready to read it and it comes with a free audiobook all those things nearly half of the US population reports that their lives are affected by burnout anxiety stress whatever you want to call it i dumped it all in the same bucket it's everywhere but you've heard me say this a million times on the show i'm gonna say a million more times anxiety is not the problem it's just your body trying to get your attention that the life you're living is not safe and i don't mean safe like somebody's coming at you with a hatchet although that might be the case but you have changed yourself to somebody who is making your life unsafe you are living in a toxic environment you are running and running and running you and your family into the ground and if you're driving down the road you know exactly i'm talking about right now if you're sitting at home listening to this as a podcast you know exactly what i'm talking about right now and so this book is a plan this is not me throwing a bunch of theories at you with me and my nerd friends this is an actual plan that you sit down with your family you sit down with your friends and you say this all ends today very similar to total money makeover it was like let's sit down and change our money this is let's sit down and change how our home feels and how our home operates let's change everything from the floor to the ceiling and that's what this book is if you go to ramsey solutions dot com right now it's 20 bucks and you'll get a bunch of free stuff like i said and pick it up and it'll be delivered to you honor before the release date

And when you pre-order that now for just 20 bucks, you get $75 in free bonus items.

And I think just the healing portion of this for you and the marriage and the divorce is important as well. Don't move. More Ramsey Show coming up.

He has a new book out that we just put into pre-sale and it is breaking all Ramsey records in pre-sale. Thank you America. It is actually going to be published and shipped to you on October 3rd. But if you buy it now, the book is called Building a Non-Anxious Life.

I think the book is more of a felt need than even I thought it was.

There are six daily choices in the book that you make in order to build an non-anxious life.

And honestly, you really did find a way to weave between the nerd world of psychology and grandma's common sense.

I wrote this book for you. I wrote this book. It took all this nerd stuff that me and my nerd friends have to somebody who doesn't read a lot of books who just wants to be better dad.

Dr. John Deloney has a brand new book coming out called Building a Non-Anxious Life.

If you pre-ordered it today, you'll get $75 worth of free bonus items, including instant access to his newest talk Smoke Fire and Freedom.

It breaks down all the mythology around anxiety, the things we believe. And it'll help you reclaim your life.

I just ran into uh Dr. John Deloney in the hallway just a second ago congratulating him on the Huge sales of this new book of his called Building a Non-Anxious Life

I got a brand new book coming out called Building a Non-Anxious Life.

You know it and I know it that we've reached a point where we can't continue to live these stressed out burned out fried out anxious lives.

This is different what we've been trying to do and trying to do is not working so this book is is me taking all the neuroscience all the grad school all these sitting with people for the last 20 years and my own path that's been up and down all over the place.

It's 20 bucks and I'll send you 75 bucks of free bonus items including a free talk I just gave as well as ebook audiobook you get it all you got a ramsy solutions dot com

And you can get a deal on it right now at RamseySolutions.com. That's called Building a Non-Anxious Life.

While you're there, you can pre-order Dr. Chondolone's brand new book, Building a Non-Anxious Life.

You'll learn the six daily choices to break free from a life spinning out of control.

Plus, when you pre-order today for just $20, you get $75 worth of free bonus items.

Building a Non-Anxious Life.

I'm also going to send you his book, From Paycheck to Purpose, because I think what you've got here is not the end of the play. I think you've got the second act.

Paycheck to Purpose by Ken Coleman. $10.

You got so many children Dave. It's a stake through the heart. It's a stake through the heart. So it's something about being broke isn't it. Breaking free from broke. Thank you.

I'll try to help you at the paycheck and purpose side but our friend Ken Coleman is the expert on that.

Ken Coleman, Ramsey personality, number one bestselling author of the book Paycheck to Purpose, where he helps people do work that they love.

Ken Coleman, Ramsey Personality, number one bestselling author of the book Paycheck to Purpose is my cohost today.

So here's what we're going to do We're going to send you a book It's a book by a guy in the Ramsey suite named Ken Coleman that studies careers and studies people finding meaning in their work and teaches people how to do those things He's got a couple of best sellers and he's got a career assessment tool and I'm going to give it to you for free to say thank you for serving your country and I'm going to give you the book that goes with it and I'm also going to send you his book called Purpose which is what we've been preaching at you for the last few minutes because we think you're impressive

Let's not forget my book because my kids need food. From Paycheck to Purpose under $16. I've got a kid going to college, so think of me when you go to the store.

All right, and finally from Ken Coleman, From Paycheck to Purpose for under $16.

You can discover seven proven stages to finding meaningful work and increase your income.

I see Hank, I saw your boy the other day, he's going to eat you out of house and home. So we need to tell Dave no more $18 for you.

I've seen your two boys and now they're paycheck to purpose for under $16.

I wrote a book called From Paycheck to Purpose, and that's all I think about is meaning in the soul.

And I'm going to send you Ken Coleman's book From Paycheck to Purpose And I'm also going to send you his assessment to start figuring out what it is you want to do And I'm talking about 10 years from today what is the glorious most prosperous career that you're going to love and make a lot of money doing that you start working towards now and actually engage in in August rather than I think I'll maybe go into sales because I'd hate graphic design I want more thought into this for you than that if I'm you So hang on I'll give you those two things as our gift

I'm Dave Ramsey, your host, number one bestselling author of the book Paycheck to Purpose and host of The Ken Coleman Show.

Didn't you write the book about doing what you love or something like that, Ken Coleman. That's Ken Coleman From Paycheck to Purpose.

Ken Coleman, Ramsey personality number one bestselling author of the book, Paycheck to Purpose and host of the Ken Coleman show is my co-host today.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality is my co-host today in the lobby of Ramsey Solutions on the debt free stage.

Ken Coleman Ramsey personality number one bestselling author of the book paycheck to purpose is my co-host today

Ken Coleman Ramsey personality is my co-host today

Number one best-selling author of the book Paycheck to Purpose and host of the Ken Coleman show

He talks about your professional growth including where you work how you work and all about career stuff

And I'm the best-selling author of the book Hey Check To Purpose And host of The Ken Coleman Show

We're going to send you both of Ken's books The proximity principle And pay check to purpose

And for free You start looking at all the different forms And processes Ken has on there About getting a position

I'm gonna send you Ken Coleman's career assessment for your husband to take and I'm gonna send you his book From Paycheck to Purpose.

Ken Coleman Ramsey personality number one bestselling author of the book Paycheck to Purpose and he is our guy that helps you develop in your whole area of your work where you can get be a better person and make more money.

Ken Coleman Ramsey personality is my co-host today. Thanks for hanging out with us.

Ken Coleman Ramsey personality is my co-host today.

Ken Coleman Ramsey personality number one bestselling author is my co-host today

Ken Coleman Ramsey personality is my co-host today. You're welcome to come by and visit us

Let's give you the get clear assessment and my book from "Paycheck to Purpose."

Ken Coleman Ramsey personality number one best selling author of the book paycheck to purpose.

Here's a copy of Ken's book, number one best seller, Proximity Printable.

The Proximity Printals are what we're talking about.

Ken Coleman, Ramsey Personality is my co-host today.

Ken Coleman, Ramsey Personality is my co-host today.

There's four qualifying questions I wrote about in Paycheck to Purpose. What do I need to learn? What do I need to do? How much is that going to cost? How long will it take?

The $12 sale is here through August 31st. ...$12 books to help you build a peaceful and joyful life. Dr. John Deloney walks you through the six daily choices in building a non-anxious life. Ken Coleman's From Paycheck to Purpose will help you do work that really matters. All $12.

Ken Coleman's Paycheck to Purpose is on the list.

Ken Coleman, Ramsey Personality is my co-host today. Number one best-selling author of the book Paycheck to Purpose and his new work, Discovering or Finding the Work You're Wired to Do, which comes with the Get Clear Assessment to help you figure out what your strengths are and where you need to head with your whole career and money-making endeavors.

including my book From Paycheck to Purpose going to help you figure out what your path is to making money and experiencing meaning.

I want to give you my get clear career assessment my book From Paycheck to Purpose is my gift

Ken Coleman, number one best selling author of the book, A Check to Purpose.

I'm gonna give you those two resources because here's what you're trying to figure out. How can I use what I do best? That's your talent. To do work I love, you mentioned passion. That's what that is. To do work you really enjoy. To then produce a result that you care deeply about this is where meaningful work comes into play.

Ken Coleman, Ramsey personality, number one bestselling author of the book Paycheck to Purpose is my cohost today.

Ken Coleman, Ramsey personality number one best-selling author of the book From Paycheck to Purpose and host of the Ken Coleman podcast is my co-host today

And I'm going to give you the book From Paycheck to Purpose which will help you get there once you know what it is.

I will send you a copy of Ken Coleman's book From Paycheck to Purpose

I'm going to give you my Get Clear Career Assessment as my gift, an early Christmas gift for you and the book From Paycheck to Purpose.

Think of the assessment as a compass and the book as the guide to climb the mountain that you choose.

From Paycheck to Purpose

pay check to purpose

Ken Coleman, Ramsey personality, number one bestselling author of the book, Paycheck to Purpose

Ken Coleman, Ramsey personality number one best selling author of the book, HX To Purpose and host of the Ken Coleman Show where he talks about career and jobs all day long.

Can Coleman Ramsey personality is my co host today in the lobby of Ramsey solutions we have a stage it's called the debt free stage if you stand on that stage you can only mean one thing well at least possibly could only mean one thing your debt free

Ramsey personality number one best selling author of From Paycheck to Purpose is my co-host today

Ken Coleman Ramsey personality number one best selling author of the book From Paycheck to Purpose talking about careers and jobs he's my sidekick today my co-host

I will send you a copy of Ken Coleman's book From Paycheck to Purpose

I want you to read the book From Paycheck to Purpose.

We're going to send you Ken's book for paycheck to purpose.

I want you to go on his website and learn his oh no.

I'm also going to send you his book From Paycheck to Purpose because I think what you've got here is not the end of the play I think you've got the second act.

And you can get our bestselling books like The Total Money Makeover, From Paycheck to Purpose and Own Your Past, Change Your Future for as low as just $12.

Ken Coleman, Ramsey Personality, number one best selling author of the book Paycheck to Purpose

Ken Coleman Ramsey personality is my co-host today. He is the host of the Ken Coleman show and author of the number one bestselling book From Paycheck to Purpose.

I'm gonna give it to you for free and and From Paycheck to Purpose great I'll give you both for free today

I'm going to send you a copy of Ken's book, Paycheck to Purpose, and also Proximity Principle, two of them.

And then I'm also going to send you his other second bestseller, his first bestseller, which is called The Proximity Principle, which is how to land a job in the career field at this get clear career assessment lays out.

I'm going to send you Ken Coleman's book Proximity Principle and the Get Clear Assessment.

And I'm going to give you my bestselling book called The Proximity Principle.

It's not like The Proximity Principle, my number one bestselling book that you can get at RamseySolutions.com.

His book, the one that you need to read is called proximity principle.

I'm going to send you a copy of it right now today.

Ken Coleman Ramsey personality Host of the Ken Coleman show and author of the number one best seller paycheck to purpose Another one called proximity principal.

I'm gonna give you my my book The Proximity Principle and I want you to read it and do it but I think that consulting sure try it kick the tires but I think you ought to tell as many people as possible that you want to continue to lead at 53 and take everything you want because I think you want to lead don't you Jeremy

Hang on the line I want you to read The Proximity Principle I want you to get around people that are leading currently that are hiring leaders uh hang out with guys that are going to leadership conferences like entry leadership summit start listing leadership podcast I would begin to completely surround myself with all things leadership and you watch what begins to appear right before your very eyes

Let's throw in The Proximity Principle as well.

I'm going to give you that and then I want to give you the book The Proximity Principle is number one bestseller it's all about the right people in the right places to help you make that transition when you're ready to make it and and it works The Proximity Principle works on the front end in that before I confirm that I want to pivot to something different I want to hang out with people that are in that world so maybe a maybe an accountant maybe a CPA maybe a bookkeeper maybe a financial coach spending time over coffee or a meal with all those people allows you to kind of do a high school level term paper on the good the bad and the ugly about these things and it allows your heart to go ding ding ding or the and I want you to have those two gifts because I want you to have a smooth transition because financially with George's advice you guys are boy you're just gonna have a lot of peace and a whole lot of opportunity to build very great very great awesome love it.

I wrote a book. I'm going to actually give it to you when we're finished. It's called The Proximity Principle, and it basically is this simple formula. The right people plus the right places equals opportunity.

That's what The Proximity Principle is. That's what Ken's talking about. It's not the only way we hire people.

I'm going to give you my book, The Proximity Principle.

And it's an easy read.

And I really think you've got to change up your strategies because you have got to be connecting relationship to relationship to relationship, just to get an interview.

you have got to leverage relationships in these companies that you're going to so that and let's say i'm trying to get in a company and i know jade works there at company abc i got to go to jade and say jade listen we've known each other for x amount of years i'm gonna apply i'm gonna do the online thing in fact i just admitted it today but would you be willing to take my resume and would you hand it to this guy named bart jones you know bart over there and watch mccart she goes i know bart and she walks by bart's office or his cube and she puts a personal touch on it says i'm i know this guy kenny just applied he's a really good dude here's how i know him here's how long i've known him um and i think he's a viable candidate i can vouch that he is not a a wingnut or whatever

you have got to leverage relationships in these companies that you're going to so that and let's say i'm trying to get in a company and i know jade works there at company abc i got to go to jade and say jade listen we've known each other for x amount of years i'm gonna apply i'm gonna do the online thing in fact i just admitted it today but would you be willing to take my resume and would you hand it to this guy named bart jones you know bart over there and watch mccart she goes i know bart and she walks by bart's office or his cube and she puts a personal touch on it says i'm i know this guy kenny just applied he's a really good dude here's how i know him here's how long i've known him um and i think he's a viable candidate i can vouch that he is not a a wingnut or whatever

I wrote this in my first book, The Proximity Principle. It was about connecting and turning connections and opportunities, but it's true in this situation,

Let's give him a copy of my number one best seller, the proximity principal.

I'm going to send you Ken's book, Proximity.

And I'm going to give you the book The Proximity Principle which is how to connect with people to get the opportunity knockout on your door

So I'm going to be working with people and it's going to walk you through tactically and practically how you begin to make connections so that opportunities coming away because that's going to be huge for you but income alone isn't going to fix this problem

that's my gift when we're done here so that you're connecting with people and it's going to walk you through tactically and practically how you begin to make connections so that opportunities coming away because that's going to be huge for you but income alone isn't going to fix this problem

The Proximity Principle

So we're going to give you every dollar and I'm going to give you Ken Coleman's book proximity principle which is how to land a job the way I'm talking about and that's the proper way to get after it.

$10 for Own Your Past, Change Your Future. Number one bestseller from the guy to my right, Dr. John Deloney.

Before we get off this call, I definitely want to get you set up with Dr. John Deloney's book, Own Your Past, Change Your Future. I think that's going to be great. I agree with what Ken said.

I would tell you to get connected with Dr. John Deloney.

Matter of fact, Krishna will pick up and we'll give you a copy of Own Your Past, Change Your Future.

and John's other best-selling book Own Your Past, Change Your Future also 12 bucks.

So get these best sellers and so much more on sale right now but it ends August 31st which if you're doing the math is like right now.

What do you think about a free copy for his wife own your past?

That's Anne building an on-exas life. I can give you a road map to creating something new in your house so you can talk about money.

And I'm gonna send you a copy of Dr. John Deloney's book Own Your Past Change Your Future to help you grieve all this

I think I would get some therapy on this to be able to create a narrative that is in opposition to the voice of fear. Because the voice of fear is rooted in tremendous pain, George.

a good start is reading our friend Dr. John Deloney's book, Own Your Past, Change Your Future because you're not there anymore.

The $12 sales happening where you can get best selling books like the Total Money Makeover, Baby Steps Millionaires, own your past, change your future.

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Dr. John Deloney, number one bestselling author of the book Own Your Past, Change Your Future and Host of the very popular Dr. John Deloney Show on Ramsey Network's podcast.

Next to me is bestselling author Rachel Cruz, host of The Rachel Cruz Show and smart money happy hour.

She's the bestselling author of the book, I'm Glad For Where I Am, which is the sequel to I'm Glad for What I Have.

I'm Glad for What I Have, it's good to have you

I'm glad for where I am in the studio with Rachel

I'm glad for where I am launched

You know, we did some money happy hour yesterday, so she's also my co-host there, my co-host today on The Ramsey Show

and then it was good to be home and I thought I'm glad for where I am

The first one was I'm Glad for What I Have.

I'm Glad for What I Have, the first book was about contentment versus entitlement. I'm glad for where I am teaches you about gratitude, particularly about home. I'm Glad for What I Have and I'm glad for where I am are both in our store.

I'm Glad for What I Have about contentment.

It's called I'm Glad For Where I Am with fabulous illustrations by Lauren Gallagos.

The first one was about contentment, right?

Gratitude, contentment and generosity are the three big subjects focusing.

This book is the gratitude one.

the other exciting news next week on on the 16th rachel's brand new kids book i'm glad for where i am all about gratitude is coming out it's her second kid's book the first one I'm Glad for What I Have which was about contentment great storytelling amazing lights out illustrations in this book fabulous kids book and we know that kids that are read to have a higher IQ have a higher likelihood of exceeding academically in all areas kids that are read to it is magical what happens when you read to little children and so i read to the grand babies all the time even though i still have trouble getting through dr zeuss with my tongue twisters but but i can still do it i don't like green eggs and ham sam i am i'm just saying okay you memorized it by now yes but the um but it and we the they learned pretty quick which ones are the long ones so they can stick they love that is not a long one it doesn't take long to get through this so that's good news parents love that the other thing we know is that kids that are grateful and kids that are content grow to become excellent adults and as my friend andy andrew says we're not trying to raise great kids we're trying to raise kids that become great adults and that's the whole process there all of this is at ramsey solutions dot com check it out i had our store you can get any of these books pre-order order whatever we're doing here it's all good i did the math if you pre-order both of those books you get free shipping right now on the site so there's a little bonus because i love a good deal wow so there you go get rachel's book pick up ken's new book pre-order both there we go uh crystals with us in new york hi crystal welcome to the ramsey show hi thank you thank you so much for taking my call how are you better than i deserve how can we help i really need your advice um to give you a little background i have a full-time job and i take care of a sibling that has mental disabilities now last year i started my llc because i wanted to supplement my income while working at home now so far i spent close to ten thousand dollars on my llc and i haven't made any money yet i put off creating my website because i had to save four thousand dollars to have it created because i'm not tech savvy you don't need four thousand dollars to create a website you can use wix and do it for free i mean there's no need to go spend all this money on this business that has no revenue so far but continue okay um now because i am i am very bad with budgeting money as you probably already know but now the icing on the cake is i have a medical condition that's going to need long-term care so when i reached out to different insurance companies the underwriters they don't want to touch it so my question is should i continue to pursue my small business or take that money and put it in a banking account for my long-term care that i know i'm going to eventually need okay uh how long from now do you think you're going to be needing long-term care um the doctors are unsure because they don't know why i have my condition 25 years or 25 months oh i'm sorry what happened 25 years or 25 months um it could be five five years okay all right so you got a little some time this is not imminent then okay um well i i think the answer is if the LLC is making money it's going to make you more money than bank account will make but so far it's not done anything but take money so we've got to get it making money or we can't depend on it right right what is it what is your side gig what are you trying to build here voiceover voice over yes okay all right and you've done that kind of work before oh no um i've always wanted to do something with my voice but never knew how to go about doing it and the last you took a took a class in the in the summertime and really enjoyed it loved it what did you spend the ten thousand dollars on oh the actual course which is like six thousand dollars where they train you and then um creating my actual LLC i had a company do it for me because they walk walk me through it step by step and then turning my bedroom into the actual studio i had to soundproof it and do you have the equipment to do the work now yes yes i do and why do you not have customers did they teach you how to get customers well i have to do the website first you have to have a website to get customers yes because i have to put the demos on the website to um send it to the client so they can hear me on the website well you could send that over email if you knew the people to contact just send them an mp3 yeah oh right now you need to know the right people i don't think the website is the thing holding you back yeah okay i need you to go get a whole bunch of customers and george is right you can put up a real basic website for almost nothing or nothing okay and you're after talking to you for a few minutes you're smart enough to do it well what's the name of the site you would recommend george again wix wix is a popular one i've used one called square space again all of these you know you're talking zero to a hundred dollars not four grand and truly you can do it yourself yeah i could teach my mom how to use wix wix and we're not endorsing either one of those it's giving you some ideas that this is it's a lot of cut and pace because you're not really trying to create a complicated piece of programming here you're making a business card you just need an electronic business card where you've got some of your demos up there or somebody can push play and play an audio file that's all we're looking for and then of course you're gonna you're gonna deliver most of your stuff by email yes okay so you can deliver demos by email if you got demos laid down in your computer yes okay yes all right so what what i need you to do is i need you go find like a whole bunch of customers in the next 30 days ready set go okay i want you to be overwhelmed because you have so much work you can't breathe and you're a little bit you're a little bit frazzled because there's too much coming at you i want you to get that many customers got you because that's the weak spot in what you're talking about so far all you've done is pay other people for this dream yeah now it's time for you to get paid for the stream and go find people who are doing it and maybe they pass off the ones they don't have time for yeah you get your start that way okay but what do you do full time i'm a correction officer okay how much do you make doing that um my take on is 4,300 a month okay good well the the the voice world has dramatically changed like everything else with a microphone um in the last 20 years because of the digital space that we're in and so i mean it used to be that you had to be a proven product to be able to sit in front of a microphone and now if you want to be a podcaster you can be by the end of the day you know now ai can do voice over yeah and so you gotta compete with that and it used to be that we would mail the the sounders for the radio station to the voice guy and he would send the tape through the mail and we would load the tape we're a long way from that this is a very easy business to get into now and i want you to go get into it big time in the next 30 days ready set go that puts us out of the ramsey show in the books

Rachel Cruz has next week a new book coming out her second children's book which was a best seller it was called I'm Glad for What I Have about contentment this one's called I'm glad for where I am home is where the heart is fabulously illustrated by Lauren Gallagos Lauren is an absolute world class at this and uh these kiddos pictures are fabulous this one the other one's about contentment this one is all about gratitude but the uh stunning just beautiful beautiful illustrations and uh already been reading it to the grand kiddos and um the smallest one is Papa Dave Papa Dave read Papa Dave and I always want to read to the kids because when your kids that are read to they're always turn out bright they always come ahead they're always ahead in everything read read read read read read read read in a culture that doesn't know how to read and in a culture that doesn't know how to comprehend you give them huge advantage when you do that so whether it's Rachel's books or any or the junior series or anything else you like out there it's great I've gotten Dr. Seuss yeah Dr. Seuss I had I'd put it down for about 25 or 30 years and I picked it back up now again Wednesday another generation in and here we go yeah my kids yeah um I do not want green eggs and hams I'm just saying there we go

The first one was I'm Glad for What I Have and so her new book coming out soon.

April the 16th the day after dreaded tax day Rachel Cruz is coming out with her second children's book her first one was I'm Glad for What I Have about contentment this one is I'm glad for where I am great bedtime stories and this is about gratitude because we have found that as you teach children gratitude and contentment those are the antidotes to entitlement go figure humility's coming next get ready but yeah I don't know if it is or not but probably and so I'll kind of all falls in the same bucket right children that know how to say please and thank you and don't think that they are the center of the universe they don't think the access of the world runs to the top of their sweet little heads these are children that become prosperous adults and because everybody wants to be around them as opposed to the guy or gal who at a party is a taker rather than a giver and so glad for where I am the latest in the series by Rachel Cruz comes out

Rachel launched a number one best-selling Children's book in the fall. I'm Glad for What I Have. The follow-up book she's gonna do a series of these apparently now. I'm learning this but um there you go Is I'm glad for where I am. You'll be content with home and the other ones content with what you have the only this one's about gratitude. The other ones about contentment and Fabulous illustrations award-winning Uh illustrator just really great. I read these to my grandkids this weekend. I had different ones at different times for Easter and uh the oldest ones Of course don't let me read to them, but the little one just pop a day. Give me a buck.

Rachel's book is four sixteen so just a couple of weeks away. Two new books coming out by Ramsey publishing.

Rachel Cruz also we're launching the pre sale on her new children's book today. It comes out in two weeks on April the 16th I'm glad for where I am. Absolutely incredible kids books. um, this is the second in the series the first one is I'm glad for where I I'm Glad for What I Have which was about contentment. This one's about gratitude. About the gratitude of home and so for teaching the kiddos contentment gratitude these are excellent things to teach the kiddos if you teach the little ones that That's the opposite opposite of entitlement.

Rachel's new book I'm Glad for What I Have a children's book about contentment our first ever illustrated kids book by Rachel perfect to help parents spark a great conversation with her kids on contentment

Rachel Cruz has a new kid's book that is just going bananas, Ken. It's called I'm Glad for What I Have.

Rachel's new book is about sold out we've got another order coming in.

I'm Glad for What I Have another best seller when you posted a great picture of you with the grandkids reading the book and I think that pulled everyone's heart strings.

Rachel Cruz has a great new kids book out beautifully illustrated called them glad for what I have

I'm Glad for What I Have.

Rachel Cruz wallet is back. That's on sale and that's a product that somehow was almost never on sale so the fact that it's on sale is great.

And of course questions for humans cards are on sale. Card's starting at $10.

if you have kids this is for you the book is called I'm Glad for What I Have and it's teaching our kids about contentment

my new children's book...it launched this week. my new children's book, my first one ever and yeah it's doing great.

It's been so fun. It was a fun process and hopefully that message of content meant yes can be all through our households with us little kids.

across the whole world on the sunny savannah an elephant said to her pops in her Nana when I get a toy it's exciting and fun like anything's possible under the sun

it's called I'm Glad for What I Have go get it

my new kids book I'm Glad for What I Have so make sure to check that out for all the little ones in your life

It's launch day yo.

We finally have a book that's at my reading level coming out of this company and I'm excited for it. It's a children's book.

It's beautiful. I can't wait to buy them for all my family. It's amazing. It's a great all about contentment and great for this holiday season that we're about to embark in.

I'm Glad for What I Have is out today.

It's launch day. I will sell your book for you because it's amazing. I'm Glad for What I Have my new kids book is out you guys.

it's just a great book to remind kids and adults the reader that stuff is not bad but it doesn't fulfill you the way you think it does

I'm gonna send you Rachel's book for both of you to read know yourself know your money because it goes into the household you grew up in it goes into are you a scarcity person or an abundance person it goes into all of those things enter into this discussion and all of the stuff in that book is why the budget committee meeting we call it is a difficult meeting at first because you bring all these all your crap all these suitcases full of crap into the meeting all your shame guilt baggage mistakes family trauma it comes with you

Know Yourself, Know Your Money by that Rachel Cruz woman. $10.

I think I wrote a book called Know Yourself, Know Your Money, and I'll give you a copy of that.

Yeah, that book is perfect for this.

It's Know Yourself, Know Your Money by Rachel Cruz.

And it's all that, not only family history, but your tendency, scarcity, abundance, all that stuff.

Let me send you a copy of Rachel's book for both of you to read.

Know Yourself, Know Your Money but one of the things she goes, thank you.

And that's the downside of the spender and that's real very very real but there is a downside of a saver where you become so control freaked tight fisted hoarding mentality that there's almost this level of stress because you just have the money.

I mean like you almost can't find the piece either right because you're holding on so there's not a big enough savings to get peace.

And then your book know yourself know your money beating that comparison trap that makes people spend money they don't have.

And then your book know yourself know your money beating that comparison trap that makes people spend money they don't have.

I'm going to send you a copy of Rachel's book know yourself know your money it's going to really help her understand why she thinks the way she thinks around money and maybe unlocks some really cool things and conversations

And I have to say, you all have been a blessing.

I've been listening to you guys on my podcast while I saw it hustle for Uber.

And then also reading Rachel's book, knowing yourself, knowing your money.

And I read the baby step, a millionaire book by Dave in like a day.

They are still in debt and they didn't really, they're kind of in terms of Rachel's book, kind of the type of parents that they didn't talk about money.

I wrote a book called know yourself know your money all about this because i'm like whether it's your childhood how you're brought up um the life you're living today your fears your dreams your natural god-given personality and tendency uh environment i mean all of this shapes why we do the things we do with money

Know Yourself, Know Your Money

I think understanding Emma, it's not just the money part. I mean, I think the money exposes some things, but I think I wrote a book called Know Yourself, Know Your Money, and I'll give you a copy of that. Yeah, that book is perfect for this. But it's to understand why do I handle money the way I do?

You're going to love that book Emma cause it's exactly talking about you. It's the number one bestseller and you don't want to miss it. It's Know Yourself, Know Your Money by Rachel Cruz. And uh, it's all that not only family history, but your tendency, scarcity, abundance, all that stuff. It's brilliantly done. You will love it

Sorry, probably overwhelmed you, James. You know what? Hold on the line. And Kelly's going to pick up and we'll give you a copy of my book, Know Yourself, Know Your Money, because it does talk about those money classrooms of how you grew up, your tendencies and Total Money Makeover.

She's the bestselling author of the book, I'm Glad for Where I Am, which is the sequel to I'm Glad For What I Have.

I'm Glad for Where I Am

You're going to be signing copies of the new children's book second in the series. I'm Glad for Where I Am. Really fun little book. Great message.

You're a Ramsey personality multi-best-selling author number one's here number one's there she's got a new book out in her children's series called I'm Glad for Where I Am and all of that is cool.

I'm going back out. I know from my new kids book, I'm Glad for Where I Am.

I'm going to be in Atlanta this Friday from one to two at the Barnes & Noble at Mansell Crossing, so make sure to come and I'll be there with my new kids book, I'm Glad for Where I Am.

Yeah, this is fun, you actually had the illustrator Lauren was yes the illustrator came to LA for the signing and the signing in LA was really exciting.

So yeah, make sure to pick up your copy and again if you're in Atlanta come say hi.

We're going to do a little story time, bring the kids there, about 75 kids that came to the Dallas one wow.

And now we've got I'm Glad for Where I Am.

I love this book because of what it teaches. It really teaches kids about contentment and being happy for their family and glad for their family and where they are.

she's on the road doing a book signing for her new book I'm Glad for Where I Am a great children's book and a great bedtime story all about gratitude

Rachel's book I'm Glad for Where I Am now

the first book i'm glad for what i have that came out was contentment this one is all gratitude

the book is based on really the foundational principle of being thankful for stuff that you can't buy that money can't buy which is our family it's our home environment and all of that

First I want to talk about my colleague Rachel Cruz she's got this fabulous series planned I guess because here's number two it's called I'm Glad for Where I Am and for our viewing audience you can see this we've got it on the screen here and I'm holding it this is really well done and this is all about appreciation and gratitude for the contentment of the series this is I'm Glad for Where I Am and so really really great stuff great messaging it's heartwarming helps your kids be grateful about family and home to really understand their groundedness and this is really really good

It's Sister Peace is coming out next week on the 16th. It's called I'm Glad for Where I Am with fabulous illustrations by Lauren Gallagos.

The internal illustrations are absolutely amazing.

Quick short book all about gratitude.

The animals go on a little adventure and they find gratitude for their families in their home.

It's short, parents, you are welcome.

hey guys it's rachel cruz and i'm beyond excited to tell you that my new kids book I'm Glad for Where I Am is available for pre-order and there's more when you pre-order you'll have access to a live event that i'm doing from my home story time with rachel join me as i read this new story about gratitude and the gift of home to you and your kids plus we'll do a live q and a so go to ramsey solutions dot com slash store and pre-order your copy today that's ramsey solutions dot com slash store

now the other exciting news next week on on the 16th rachel's brand new kids book I'm Glad for Where I Am all about gratitude is coming out it's her second kid's book the first one i'm glad for what i have which was about contentment great storytelling amazing lights out illustrations in this book fabulous kids book and we know that kids that are read to have a higher IQ have a higher likelihood of exceeding academically in all areas kids that are read to it is magical what happens when you read to little children and so i read to the grand babies all the time even though i still have trouble getting through dr zeuss with my tongue twisters but but i can still do it i don't like green eggs and ham sam i am i'm just saying okay you memorized it by now yes but the um but it and we the they learned pretty quick which ones are the long ones so they can stick they love that is not a long one it doesn't take long to get through this so that's good news parents love that the other thing we know is that kids that are grateful and kids that are content grow to become excellent adults and as my friend andy andrew says we're not trying to raise great kids we're trying to raise kids that become great adults and that's the whole process there all of this is at ramsey solutions dot com check it out i had our store you can get any of these books pre-order order whatever we're doing here it's all good i did the math if you pre-order both of those books you get free shipping right now on the site so there's a little bonus because i love a good deal wow so there you go get rachel's book pick up ken's new book pre-order both there we go uh crystals with us in new york hi crystal welcome to the ramsey show hi thank you thank you so much for taking my call how are you better than i deserve how can we help i really need your advice um to give you a little background i have a full-time job and i take care of a sibling that has mental disabilities now last year i started my llc because i wanted to supplement my income while working at home now so far i spent close to ten thousand dollars on my llc and i haven't made any money yet i put off creating my website because i had to save four thousand dollars to have it created because i'm not tech savvy you don't need four thousand dollars to create a website you can use wix and do it for free i mean there's no need to go spend all this money on this business that has no revenue so far but continue okay um now because i am i am very bad with budgeting money as you probably already know but now the icing on the cake is i have a medical condition that's going to need long-term care so when i reached out to different insurance companies the underwriters they don't want to touch it so my question is should i continue to pursue my small business or take that money and put it in a banking account for my long-term care that i know i'm going to eventually need okay uh how long from now do you think you're going to be needing long-term care um the doctors are unsure because they don't know why i have my condition 25 years or 25 months oh i'm sorry what happened 25 years or 25 months um it could be five five years okay all right so you got a little some time this is not imminent then okay um well i i think the answer is if the LLC is making money it's going to make you more money than bank account will make but so far it's not done anything but take money so we've got to get it making money or we can't depend on it right right what is it what is your side gig what are you trying to build here voiceover voice over yes okay all right and you've done that kind of work before oh no um i've always wanted to do something with my voice but never knew how to go about doing it and the last you took a took a class in the in the summertime and really enjoyed it loved it what did you spend the ten thousand dollars on oh the actual course which is like six thousand dollars where they train you and then um creating my actual LLC i had a company do it for me because they walk walk me through it step by step and then turning my bedroom into the actual studio i had to soundproof it and do you have the equipment to do the work now yes yes i do and why do you not have customers did they teach you how to get customers well i have to do the website first you have to have a website to get customers yes because i have to put the demos on the website to um send it to the client so they can hear me on the website well you could send that over email if you knew the people to contact just send them an mp3 yeah oh right now you need to know the right people i don't think the website is the thing holding you back yeah okay i need you to go get a whole bunch of customers and george is right you can put up a real basic website for almost nothing or nothing okay and you're after talking to you for a few minutes you're smart enough to do it well what's the name of the site you would recommend george again wix wix is a popular one i've used one called square space again all of these you know you're talking zero to a hundred dollars not four grand and truly you can do it yourself yeah i could teach my mom how to use wix wix and we're not endorsing either one of those it's giving you some ideas that this is it's a lot of cut and pace because you're not really trying to create a complicated piece of programming here you're making a business card you just need an electronic business card where you've got some of your demos up there or somebody can push play and play an audio file that's all we're looking for and then of course you're gonna you're gonna deliver most of your stuff by email yes okay so you can deliver demos by email if you got demos laid down in your computer yes okay yes all right so what what i need you to do is i need you go find like a whole bunch of customers in the next 30 days ready set go okay i want you to be overwhelmed because you have so much work you can't breathe and you're a little bit you're a little bit frazzled because there's too much coming at you i want you to get that many customers got you because that's the weak spot in what you're talking about so far all you've done is pay other people for this dream yeah now it's time for you to get paid for the stream and go find people who are doing it and maybe they pass off the ones they don't have time for yeah you get your start that way okay but what do you do full time i'm a correction officer okay how much do you make doing that um my take on is 4,300 a month okay good well the the the voice world has dramatically changed like everything else with a microphone um in the last 20 years because of the digital space that we're in and so i mean it used to be that you had to be a proven product to be able to sit in front of a microphone and now if you want to be a podcaster you can be by the end of the day you know now ai can do voice over yeah and so you gotta compete with that and it used to be that we would mail the the sounders for the radio station to the voice guy and he would send the tape through the mail and we would load the tape we're a long way from that this is a very easy business to get into now and i want you to go get into it big time in the next 30 days ready set go that puts us out of the ramsey show in the books

So you got to have a little celebration after tax season. I'm Glad for Where I Am a new book on gratitude for your kiddos and Lauren did a great job with these.

So when I was writing I was like how do you teach it because graduate contentment gratitude generosity or like three principles that are really important for me to teach my kids and just kind of that that emotional side of money. And when you think about gratitude with kids I'm like you know of course like saying thank you and manners like all of that is important. But for these little ones I'm like when you can start to grasp the things that that can't be taken away from you. You know this idea of like the love of your family your home not just your house but the home the environment when you can start there and that be the foundation at which they learn gratitude I think a sweet so the little animals they go on an adventure to learn that really where they belong is where they where they were and God specifically has put them in a place for a certain time and the more grateful you are the more your heart grows is the last is the last little sentence of the book but it's really sweet. It's a great one.

It'll be fun. It comes out a week from now and you're going to do a little book tour with it right.

So at seven o'clock I'll do a big reading. My kids will be there and all of it. So you can get that link if you pre-order. And so you can go to RachelCruise.com for that.

I'm Glad for Where I Am, the first one was I'm glad for what I have and so her new book coming out soon.

And we have been test marketing it among the grandkids and it's working.

I'm Glad for Where I Am a new children's book.

It's all about gratitude.

The first one was about contentment.

Hey guys, it's Rachel Cruz and I'm beyond excited to tell you that my new kids book, I'm Glad for Where I Am is available for pre-order and there's more.

Henry and I inside baseball are good friends.

And Henry and I inside baseball are good friends. We spend a lot of time together. Our wives do. And last winter he sent me a manuscript and I was sitting and reading it and tears running down my face.

And I went, Henry this is a different Henry Cloud book. This is way different than anything you've done.

The new book is out. It is officially a national bestseller. It came out a couple of weeks ago. Why I Believe, a Psychologist's Thoughts on Suffering, Miracles, Science, and Faith. This book is different for you and it was real personal, real vulnerable for you wasn't it?

It was very vulnerable. I never had done that before. You know I write books on psychology and business and and sometimes how faith interacts with that. Never had written one on faith.

Also one of my best friends in the world is a guy named Dr. Henry Cloud that wrote a book called Boundaries and he's a good friend of John's as well well-known psychologist. Boundaries is what made Henry a household name for some of you.

Henry Cloud talks about this in his classic book, Boundaries, that when someone doesn't respect your boundaries, it means they feel entitled to walk in your yard to take your money, to they feel entitled to your money.

And then when you set a boundary with a boundary-less person, roughly 100% of the time it pisses them off, almost every time, right?

So once you say, you can't play in the yard, it's my yard and you can't come over here. There's a fence here. You should stay on your side of the fence. That's a boundary, in other words.

Then the people who have gotten used to treating your yard like it's their yard, they go, oh, but we like playing in your yard.

And so no, you can't play in my checkbook anymore. There's not room for both of us. And so I'm gonna declare it mine and I'm gonna close the gate. The gate was open and now the gate's closed.

There's a couple of basic Henry Cloud-type principles in here from the book boundaries.

Well what's going to happen is is you're just going to go pick up Henry Cloud's book boundaries

So I know that that's a fun way to put it.

Well I mean they teach you how to come back and do the confrontation and give you you know because basically what we're talking about here is a boundaries violation and the first thing that happens when someone violates your boundaries whoever we are our friend Dr Henry Cloud of course wrote the consument book on that boundaries but you feel like you did something wrong you feel crazy.

I've had to read like Henry clouds book boundaries it's like every weekend after read the whole book again.

Pick up Dr. Henry Cloud's book Boundaries. You'll read it and you'll go, Oh, there's my family.

I'm going to gift you with two books...Necessary Endings by Henry Cloud and Boundaries.

Or make this the summer where you learn how to talk to your kids about money with Smart Money Smart Kids.

Let me send you the book, Rachel's number one bestseller.

Her first number one bestseller, Smart Money, Smart Kids.

Or make this the summer where you learn how to talk to your kids about money with smart money, smart kids Pick up your summer reads today at RamseySolutions.com That's RamseySolutions.com

And of course, check out Rachel and Dave's book. Smart Money, Smart Kids.

And we did the the save give spend thing with all three of ours and when they went to college they had a set amount per month that was their budget and they were used to living on what they had and they were used to managing their own checking account I did not have drama with all three kids through four years of college each none of them called with financial crisis in the middle of college because they had the muscles built to carry these different things and Rachel and I talked about that in the book Smart Money Smart Kids.

Yeah an awesome pick up Matthew will give you a copy of that book Smart Money Smart Kids.

Hang on also I'm gonna pick up a few copy of Smart Money Smart Kids it was the first number one best seller Rachel had and the first one I and the only book I've ever done with her there was another one because it's the only book we would get a show.

Did that idea that Rachel and I wrote about in the book Smart Money Smart Kids, which was a number one bestseller because you guys bought it.

Or make this the summer where you learn how to talk to your kids about money with Smart Money Smart Kids. Pick up your summer reads today at RamseySolutions.com/store.

The $12 sale is here through August 31st. We've got $12 books to help you raise money smart kids. The book Smart Money Smart Kids number one bestseller by Rachel Cruz and me.

I'm going to send you Rachel Rachel and I did a book together called Smart Money, Smart Kids how to teach kids how to handle money and how to work and how to give and how to save and how to spend and it was a number one bestseller I'll send you a copy as my gift

We just got done with Entree and it was super successful.

i haven't really looked around that much because i've been i've got ken colman's book at home i'm trying to get my income up right now and i just got out of maybe step three so yeah that's great let's figure thinking 10 to 15 years down the road might work out best for me

you've got the right resources you're already digging into king coleman's material so i can tell you your income is going to go up and i don't know if you have debt or not but you knock that debt out that clears up more margin and so there are definitely things um to make that go faster for you um picking up a side hustle there's a lot that you can do there um so the 10 to 15 window i'm with i'm with rachel i challenge that but that's just our opinion

I'm going to send you a copy of the book Entree Leadership that was a number one bestseller.

It's how I grew my business.

And so since you're a great future entrepreneur, I'm going to help you with that as my gift.

I'm going to give you an Entree Leadership Coach to help you as my gift because I want to help you turn this thing around for this baby because I've been 20 and scared and didn't know what I was doing.

Well, this is you're launching a business. And if you're familiar with Dave's Entree Leadership book, the whole brand, we are big on launching and starting and running and growing your business completely debt free, which tells me we're not ready to start this business.

So here's what I would advise you to do as the owner of a brand called entree leadership or we coach small business people all the time I would hire someone if that the work that they are doing is going to make me more than they cost me

I'm going to send you a copy of the book entree leadership which was a number one bestseller on how I grew this business from a card table in my living room to what it is today which is a 300 million dollar business with 1100 team members

And I'm going to send you a copy of Dave's book Entree Leadership as well, Daniel.

That's our playbook for how Dave built this thing from a card table in his living room to the Ramsey Empire with over a thousand team members in this amazing campus and I

it's the playbook that we've used to run Ramsey and we've grown it in 30 years from a card table in my living room to about a 300 million dollar company

EntreLeadership is a number one bestseller

if you want to learn more on trade leadership is the is that one of the top business and leadership podcasts out there

And Michael Easter wrote a great book called The Comfort Crisis.

And I think that's what America's come to. You hear these calls, you're like, how did this person make these crazy decisions? Well, they wanted what felt good in the now.

They wanted to be comfortable now. They wanted the lifestyle now instead of delayed gratification, which has now become a virtue that if you can get there, you're going to have the most wonderful life of abundance and joy and peace.

My son sitting over there reading The Comfort Crisis by Michael Easter, right?

I read The Comfort Crisis, great book.

I read The Comfort Crisis, great book.

two different people gave me the book comfort crisis if two people give you a book even if it's on weight loss you should take it seriously and comfort crisis is a serious book it is a great read and I got to know Michael through that and had him on with Mike row and I and a couple other guys as we're talking about the status of work ethic the state or the I don't know the condition of lack of work ethic in America today we did an event on that a few months ago that was highly successful so when we heard Michael was going to be in town we put him on a bunch of our podcast and asking to stop in here on his new book scarcity brain welcome my friend thanks for having me

Yeah like a good horse man breaks late I guess yeah I've surprised as surprised as you are I'm not surprised I'm just I love a book that breaks late like that because that means it's got legs it'll be with us for a while because the contents is so so strong okay so yeah so we're going to have a good time and then versus obviously abundance brain I guess yeah exactly the both sides of it but the

break the cycle Michael Easter the way we discovered him was through comfort crisis the new book fix your craving mindset rewire your habits to thrive with enough it's called scarcity brain highly recommend it I will be absorbing this this weekend I have not gotten to it until now and I will immediately good stuff

He is the author of the famous book Boundaries among many others and Integrity and Necessary Endings and and and and and many others.

He's also written plenty of other books. Necessary Endings, Integrity or two that come to mind and always about relationships and business and you know he's a psychologist and so he's always writing in those veins

When you have Henry cloud talks about this in his book, Necessary Endings, when you have lost hope that something's gonna not going to change is when you end it.

I'm going to gift you with two books...Necessary Endings by Henry Cloud and Boundaries.

Money's not a math problem. Pick it up.

Jade Walsh all Ramsey personality is my co-host today she is the best selling author of the book Money is Not a Math Problem one of our Ramsey quick reads the real reason you're broke and what to do about it you can check that out of course at RamseySolutions.com

Jade Washall Ramsey personality is my co-host today she will be among the speakers the Ramsey personality speakers which includes Jade and Rachel Cruz and George Camel and I will be talking about money stuff of course Ken Coleman Dr. John Deloni will be with us as well who am I leaving out and all the Ramsey personalities we're going to be doing a huge weekend event the total money makeover weekend

Jade Washa Ramsey personality is my co-host today she is off there the book Money is Not a Math Problem and best seller from Ramsey press

Jade Washaugh ramsey personality is my co-host in the lobby of ramsey solutions on the debt free stage chris and angela are with us hey guys how are you

Jade Washaw is my co-host today a j is up next in denver hi a j welcome to the ramsey show

I think she's talking about uh in the book Money is Not a Math Problem.

Jade Warshaws quick read Money is Not a Math Problem hit number five on the bestseller list this weekend

Austin's gonna pick up and after this call he's gonna give you a copy of my book Money is Not a Math Problem.

The book is called Money's Not a Math Problem because it's not.

And he wrote a book in 1992 called The Millionaire Next Door became a very famous book and it was an excellent excellent product and Tom was a marketing professor at Georgia State University and then he became a millionaire selling eight bazillion of those books.

Tom Stanley, my friend who passed away several years ago in 1992, did a book called The Millionaire Next Door.

He came to his conclusions with a sample size of 750 millionaires.

He was a Georgia State University professor when he did that and sold enough of those books to become a millionaire next door.

But he got criticized because of the sample size by journalism students who had never had a statistics class.

If you've ever had a statistics class, you would know that a sample size of 750 out of approximately at that time 10 million millionaires in North America is statistically significant.

Tom Stanley found it first in 1992 when he did a book called Millionaire Next Door, we discovered it again when we did the largest study of millionaires ever done in North America, 10,167 of them we interviewed, we did not find fancy cars. It was Honda, Toyota, four year old used cars. Nothing that's going to turn heads at the stop light.

Michael Easter...who did the conference...he's got a new one called uh Scarcity Brain and he was on the show to promote it and gave me the book and I just just not read it he was on he's become a friend of ours now yeah and he's the books really good it's it's talk about research base but yeah

Michael Easter on Scarcity Mindset,

we're going to have a good time and then versus obviously abundance brain I guess yeah exactly the both sides of it but the.

break the cycle Michael Easter the way we discovered him was through comfort crisis the new book fix your craving mindset rewire your habits to thrive with enough it's called Scarcity Brain highly recommend it I will be absorbing this this weekend I have not gotten to it until now and I will immediately good stuff

James Clear is going to be speaking at the Entry Leadership Summit.

The famous Atomic Habits book and I'm known James a long time before he was this massive author that book has done so well.

I'm so proud of him but it is a great book and the whole concept there was not I'm gonna grip my teeth and change my habits. Basically the core thesis apart at least part of it on Atomic Habits is I'm gonna change my identity.

This idea of I'm gonna start saying this is who I am.

And the amazing part is you just over time learn to live on that smaller amount of money that ends up in your bank account. Yeah. As 15% already left your paycheck before it ever, my bank ever saw right. That's right. So you just learn to live on that smaller amount. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. It's like, oh, I've done a lot of stuff. I have a lot of stuff. That's a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. It's a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. It's a lot of stuff. I've done a lot of stuff. It's a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. And it's a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I've done a lot of stuff. I did see that. It's amazing. Yes. Who was she? I didn't read the article. She was a board member and professor. Her husband was very well to do left for a bunch of money and she said, "You know what?" He said, "Do what I want with this? I'm going to give a billion dollars so that no medical student has to pay tuition ever again." How incredible is that? That's amazing. There you go. There you go. That's one thing to do if you're a billionaire. So take retirement seriously, go to RamseySolutions.com, we have tons of resources there, and of course, get your every dollar budget going, every dollar.com, get started for free today.

There's a really interesting book, John, it's called Die was Zero. I want you to buy it. I don't agree with 100% of it. But it's a very interesting take.

There's a really interesting book, John, it's called Die was Zero. I want you to buy it. I don't agree with 100% of it. But it's a very interesting take.